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  1. Reclusive billionaire Robert Miller built a business empire far from the public eye. Now, a bitter divorce has thrown his legacy into question. By Joe Castaldo From Canadian Business magazine, September 27, 2010 http://www.canadianbusiness.com/managing/strategy/article.jsp?content=20100927_10022_10022&page=1 To say Robert Miller is a reluctant interview is a grand understatement. He has avoided attention his entire career, and there are no doubt countless activities he would much rather be doing right now than standing in his opulent office with a reporter. He has previously given a single media interview since co-founding Future Electronics Inc., a multinational distributor of electronic components based in Pointe-Claire, Que., that generates nearly $4 billion in revenue each year. Miller is the sole owner. He has never authorized a picture of himself to be published, and his name is rarely, if ever, attached to his extensive charity work. Miller does not do public appearances. He will never be seen at a ribbon-cutting ceremony or posing with an oversized novelty cheque. His desire for privacy has been his most identifiable trait — aside from his wealth. This magazine estimated his net worth last year at $1.19 billion. Forbes magazine valued him at US$2.5 billion. In the absence of any visible public image, the one surrounding Miller is that of an eccentric billionaire recluse. But now he has welcomed a reporter into his office, extending a large hand and wearing a warm smile. He is a tall, lanky man with a slightly stooped posture, sporting a pair of chunky black orthopedic shoes and rimless glasses. At 65, his hair is tinged with grey. He says he would like to write a book about Future Electronics some day. "It's an amazing story," he says in a gravelly baritone. "It could fill 600, 700 pages." The meeting comes at a time when the comfortable, profitable obscurity in which both Miller and his company have operated is threatened. He is in the midst of a long-running and acrimonious divorce proceeding with his ex-wife, Margaret Antonier, which has thrown this most private of men and his business empire into an unflattering spotlight. The pair was married for nearly 38 years before Miller filed for divorce in 2005. Assets likely totalling hundreds of millions of dollars, if not billions, are at stake, but the exact details of the proceedings are sealed in a Montreal court. The legal battles do not end there. In June, Miller filed lawsuits in Florida and Montreal against Antonier and the real estate development company they co-own, Miromar Development Inc. He is alleging Antonier and another executive are shutting him out of the company, and have even siphoned money from the firm. Antonier's lawyers, meanwhile, have accused Miller of "horrendous personal behaviour," the specifics of which are outlined in a filing Miller's lawyers have requested the court keep sealed. A Florida newspaper picked up on the case, followed by the Journal de Montreal, which splashed a picture of Miller across its front page, the first photo of him ever published. What it all means for the business empire he built remains to be seen. For Miller himself, it means reluctantly inching from the shadows to take hold of his public image. But that image is anything but simple. Current and former employees — even competitors — describe him as a genius and a visionary. Everything about him, from the way that he operates his company and interacts with employees to the many varied causes he supports (cryogenics research, for one) contribute to the image of a tycoon unlike any other. The more he reveals, the question "Who is Robert Miller?" becomes all the more difficult to answer. The basic biographic details are simple enough: Miller was born in 1945 and raised in Montreal, and later studied at what was then called the Rider Business College in New Jersey. He worked as a radio disc jockey in New Jersey in the 1960s, where his music program, The Bob Miller Show, aired three hours a day during the week and six hours on Sundays. He moved back to Montreal and joined a small wholesaler called Specialty Electronics. Owner Ben Manis, an acquaintance, hired him. Miller threw himself into the job and became close with Manis's son, Eli, who also worked at Specialty. But the younger Manis eventually had a disagreement with his father and left the company. Miller suggested he and Eli go into business for themselves. In 1968, they started Future Electronics out of a small rented office in Montreal. They essentially acted as middlemen, buying obscure electronic parts from component manufacturers and selling them to makers of finished products, ranging from consumer goods to industrial equipment. Manis says he came up with the name. "I just sort of said, let's forget the past. Look to the future," he says. The company grew steadily, and Miller proved to be a workaholic. To Manis, who didn't share his partner's devotion, it wasn't evident Miller had any outside interests. "Something came into his head, and he said, 'What do I need him for?'" Manis recalls. In 1976, Miller bought his partner's half of the company for $500,000. Future operated differently nearly from the start. Distributors in this industry are essentially stores for electronic components, but typically try to limit their inventory, reducing costs and risks. Component prices are volatile, and no one wants to sell product at a loss. Instead, Miller bought large quantities of components when they were cheap. He then charged a significant markup selling to equipment manufacturers when demand hit. Put crudely, Miller made his name as a speculator in electronic parts, and he's an exceptionally gifted one. One former vice-president who asked to remain anonymous recalls only one slip-up in his 15 years at the company, and there were consequences. "Some people were demoted," he says. Miller is often credited with having an intuitive sense of the market, but his moves are based on excellent intelligence. He got to know many of the executives at component makers in part to find out where manufacturing would be constrained. "Just through networking, he got a feel for what commodities would be hot," says the former VP. Holding inventory has another major advantage. "We became known for being the one place you could go to and always find product," says Gregg Smith, another former vice-president, adding that was how Future won new customers. The model works because Future is privately held. Building out the infrastructure to hold loads of inventory is expensive and tough to justify to shareholders. So too are speculative bets. But as the sole proprietor, Miller is accountable only to himself. Today, the product marketing department, mostly housed at headquarters, is the heart of the company. The department buys from suppliers and sets resale prices for Future branches across the world. Competitors assign product marketers to work with specific suppliers, but Miller turns the model on its head. His employees focus exclusively on a component group, becoming experts able to see trends in the market for specific parts. The job is demanding. "The phone is ringing non-stop," recalls a former employee. "It would be usual to have three or four lines on hold while taking another call and trying to close a deal." The pace takes its toll on some. One former employee recalls developing migraines, another, stomach pains. (Future has a medical clinic on-site). Lindsay Blackett worked at Future for six years in sales and marketing, and is now Alberta's culture minister. "Politics, people think it's hardball. But it's nothing compared to Future," he says. In the 1990s, when Blackett worked at Future, Miller would call up individual workers on the floor to inquire about particular deals. "That could be very intimidating, or very rewarding," he says. "He knew what everyone was doing in that building." Competition thrives at Future, which not everyone can handle. "Robert Miller sat on a cloud like Zeus and said, 'Go at it, boys,'" recalls the former VP. "He saw that through confrontation, people would excel." Those who do perform rise quickly through the ranks, and salespeople can make hefty commissions. More than 10 years ago, Future bought massive amounts of tantalum capacitors, used in mobile devices, before the wireless boom hit. When it did, supply was scarce — except at Future. The company sold millions of them a month with a markup as high as 2,000%. Gross profits were so large that for a couple of years, Miller held monthly meetings with sales staff in the auditorium. He handed out their commission cheques individually, from smallest to biggest, announcing the sum for all to hear. The largest topped six figures. Those at the bottom were driven, not only by the desire for bigger commissions but out of embarrassment, to make more and bigger sales. Employees who have little interaction with Miller tend to regard him with a mixture of apprehension and awe. Spotting their boss loping through the hallways is akin to a celebrity sighting. Usually the only opportunities for many to lay eyes on their leader are the addresses he gives roughly once a quarter. He'll often speak for well over an hour, sometimes two. "I always say the intellectual property for Future Electronics is Robert's brain," says Lindsley Ruth, a corporate vice-president. Even employees many years removed from the company still respectfully refer to him as Mr. Miller. Those who work more closely with Miller say he offers plenty of encouragement and room to be entrepreneurial. A few years ago, Jamie Singerman, currently a corporate vice-president at the company, was rolling out a new division called Future Lighting Solutions, which is focused on the LED market. Future didn't have expertise in that area, and building it up required lots of investment. "I went in with a presentation," Singerman recalls. Miller didn't look at it and instead asked if it was the right thing to do. "I said yes, and he said, 'Done.'" Miller is sometimes unpredictable, however. A few years ago, some of the product specialists in Montreal were told not to come in for a month to allow their managers to fill in and become more knowledgeable about the parts the company was dealing with. A former product specialist says many of his colleagues felt they would no longer be needed, and started looking for other jobs. The managers, meanwhile, were overworked and started polishing up their resumés, too. "If the exercise was a natural culling exercise," says the former employee, "it worked." The first time people outside the industry heard of Future Electronics or Robert Miller came on May 7, 1999, when some 30 RCMP officers, in the presence of an FBI agent, raided corporate headquarters. They toted away dozens of boxes of material for reasons officials would not disclose. The company's lawyers successfully fought in court to keep investigators from looking at the seized material, arguing the search was unjust. After six months of media lawyers wrangling in court, the search warrant detailing the reason for the raid was unsealed by the Supreme Court of Canada. The U.S. Department of Justice alleged Future was defrauding a handful of U.S.-based suppliers out of approximately US$100 million a year. The company was accused of maintaining two sets of accounting records — one real, one false — and only Miller and select executives, dubbed the A-Team, had access. The false records were allegedly used to take advantage of debits and rebate programs from suppliers so that Future could pad its margins. Miller never spoke to the press, but Future issued statements denying any wrongdoing and calling the allegations "absurd." There were also whispers the whole investigation was sparked by disgruntled ex-employees, and based on a misunderstanding of how the distribution business worked. More than a year later, Future's lawyers succeeded in quashing the search warrant that justified the raid, and the seized material was returned without having been examined. Nearly three years after the initial search, the U.S. Department of Justice dropped its investigation entirely. Neither that investigation nor anything else has kept Miller from expanding his company to become the fourth-largest electronics distributor in the world. Future Lighting Solutions is booming, scaling up from virtually nothing in 2004 to nearly $350 million in revenue today. The division, which doesn't simply distribute parts but works with customers to meet specific lighting needs, could some day rival the size of the components business. The company is also re-launching a division called Future Active Industrial that focuses on the countless smaller customers generally ignored by larger distributors. The beneficiaries of Future's success spill far beyond the company's headquarters. Miller committed years ago to giving away more than half his earnings to charity. Much of it goes to employees and their families. Miller receives many letters from employees seeking help, often for medical issues. Gina Galardo joined Future 17 years ago as an administrative assistant, but over the years, fielding these requests eventually took over her job. Lori-Ann MacDonald was brought on six years ago to assist. In an interview in a Future boardroom, they explain that when a letter comes in, they conduct research to find the best doctors or specialists, book appointments, provide moral support or anything else that needs doing. Miller has a deep interest in medical research with extensive connections in the community, and can usually immediately recommend a doctor or clinic. He has paid for expensive medical procedures for countless employees, and finds time for hospital visits and phone calls. "Should we get the binders?" MacDonald asks. She makes a phone call, and two other assistants enter, each with two five-inch-thick binders in their arms. The binders are brimming with letters and thank-you cards from employees, organized alphabetically by name. Galardo and MacDonald are soon lost recounting the stories on each page. There is even a section on Ben Manis, the man who hired Miller at Specialty Electronics back in 1967. Manis is in his mid-90s today. Miller employed him at Future for a time and set him up with an apartment across from headquarters. He now supports Manis's accommodations in a seniors' residence, and has allotted money for his funeral. The two have lunch plans for Manis's 100th birthday, however. "I think this sums up Mr. Miller," Galardo says, turning the page. The allegations being made in a Florida civil court against Miller by his ex-wife stand in stark contrast to the benevolent man who never says no to a worthy cause. Miller married Margaret Antonier in 1967. They had two sons, and Antonier remained an active businesswoman. She originally worked in radio advertising, and in 1988, Miromar Development Inc. was formed and received financing from Future Electronics. Miller and Antonier each own 50% of the real estate firm, and Antonier serves as chief executive officer. "I have learned the business from the ground up," Antonier wrote in response to e-mailed questions. "I am pretty hard on myself when it comes to succeeding." Miromar built Canada's first outlet mall, in Montreal, and in the mid-1990s, began developing properties in Lee County, Fla., including an 1,800-acre residential resort with a private beach and golf course. Employed at Miromar was Robert Roop, who had worked at Future for 20 years prior. He served as the company's chief financial officer at the time he resigned and moved to Florida to work at Miromar with Antonier. The lawsuit against the firm states Antonier and Roop became "romantically involved," but does not specify when. In 2005, for reasons that remain under seal in a Montreal court, Miller filed for divorce. Antonier's lawyers in Florida say she filed a demand in the divorce proceeding for Miller's stake in Miromar, a company "she created and operated for decades," be transferred to her and that loans owed to Future Electronics by Miromar be forgiven. Miller sought a valuation of Miromar's assets, and in 2008, he filed a lawsuit in Florida to get access to its corporate records that he was allegedly being denied. The case plodded on until February, when Miller voluntarily dismissed it. But in June, Miller filed new lawsuits in Florida and Montreal, including a declaration from Frank Holder, a senior manager at a forensic consulting firm hired to probe Miromar. Holder concluded Antonier and Roop are violating Miller's rights as a shareholder and director in Miromar by excluding him from the company, and refuse to provide full access to corporate documents. He also claims to have discovered Antonier and Roop engaging in "various acts of misconduct, including theft and diversion of corporate funds." Miller is seeking for a receiver to be put in place. Lawyers for Antonier in Florida refute all of the charges and dismiss Holder's account as baseless, arguing criteria for installing a receiver have not been met. They also contend the suit is designed to delay the divorce proceedings, alleging "wrongful acts" on Miller's part and arguing he has a "desperate desire to avoid the consequences of the Canadian divorce proceedings." That case is sealed, and it is unknown what either party is seeking in those proceedings. None of the allegations in the Miromar litigation have been proven in court, and neither side will comment on the cases. But the disputes and the resulting publicity cut very close to the bone for Miller. Not even during the three-year-long ordeal with U.S. authorities did he speak with reporters. But after researching Future Electronics for weeks, this magazine received a call from the company's general counsel with an almost unprecedented invitation: Miller was willing to sit down and talk. Miller is reticent to say too much about himself or the company. He wants to save the best material for the book. But he has agreed to an interview, provided it is not recorded. Similarly, he would not pose for a photograph. He certainly is not afraid of the camera, however. Hanging on the wall opposite his desk are two huge portraits, one of Miller solo in a suit, another of him shaking hands with Quebec Premier Jean Charest. His aversion to published photographs, he explains, stems from his desire for security for himself and his sons. Miller speaks slowly, but has an intense manner. He leans forward when talking, his bushy eyebrows shooting up when he wants to emphasize point, and rarely breaks eye contact. He has a habit of saying whatever pops into his head. While making a point tangentially related to health, he offers that "I have colonoscopies with startling regularity." He also has a knack for numbers. He can remember exactly when Eli Manis phoned him to say he had quit Specialty Electronics: Nov. 20, 1968, at 4:45 p.m. The phone number at Future Electronics' first office? 418-7701. The number of stairs leading up to that office? Thirty-two. He politely deflects most personal questions. He is more comfortable expounding on Future's unique operating model — based on inventory and market research, rather than pipelining product. "It's so basic that it amazes me that our competitors don't recognize the benefit of having inventory," he says. "Inventory drives sales." He attributes much of the company's success to its privately held status. As a sole proprietorship, it can move much more quickly than its competitors. The fact that Miller doesn't have to answer to shareholders or a board of directors also allows Future to offer the longest customer payment terms in the industry, up to 180 days. "Our competitors can't compete with us. They would be clobbered if they did that," he says. The possibility of taking Future public has never seriously crossed his mind. Miller says he had no business mentors. "It all came to me. It's a gift. I just knew what to do," he says. A strange, metaphysical thread runs through some of his other explanations for his success. Take his work ethic. There was a time he worked 765 days in a row, without a day off, and rarely left the office before 11 p.m. He accounts for this drive by telling a story of walking the streets of Montreal once as a teenager and seeing a red Thunderbird convertible. He knew he had to have one some day. "I recall talking to myself. I said, 'Boy, you're really special.' I think that was a real turning point." He pauses. "But I had just been swimming, and I later read swimming releases endorphins. It's a natural high." He reached another turning point in the early-1970s, when his motivation shifted from material wealth to something larger. When one of his acquaintances passed away, Miller was one of only three people to attend his funeral. "I didn't want that to be me," he says. Charity took on a greater importance from that moment. In fact, growing Future's profits in order to have more money to give away is his primary motivation. "I believe you give till it hurts," he says. Talking about specific causes would take hours, he adds, but he does tell a story of a former employee diagnosed with cancer. Miller sent her to a specialist and ultimately paid hundreds of thousands of dollars for her treatment. "Your encouragement ... for treatment gave me the last three years of my life," she wrote to Miller in a letter delivered after her death in 1995. Nearly all of his charity work has been done anonymously. "I'm not seeking attention," he says. The one area to which Miller's name has been attached is cryogenics research. The Alcor Life Extension Foundation in Arizona has even described Future Electronics as its greatest benefactor. "These people are doing so much," he says. "They're pure, pure people." There have long been rumours Miller will have himself cryo-preserved when he dies. "I'll leave it to my sons to decide," he says. He is in good health today, though. In fact, he recommends the line of "life extension" vitamins marketed by the foundation. "They're the finest vitamins known to man," he boasts. "You should take them." After talking for a couple of hours, Miller signals an end to the interview. It's 10:30 p.m., and he's been awake since five in the morning. He walks to the door, again proffering his hand and a smile. There are still many unanswered questions: the backstory to all of the legal proceedings, what he has in store for Future, and whether his new-found openness will last. But he's closed the door. We'll have to wait for the book.
  2. nephersir7

    Gare Kahnawake

    C'est passé sous le radar, mais depuis quelques temps, Kahnawake est en train de sonder l'intérêt pour la mise en service d'une nouvelle gare de la ligne Candiac sur son territoire. http://www.kahnawake.com/pr_text.asp?ID=2904 http://www.kahnawake.com/pr_text.asp?ID=2932 On sait que l'AMT avait déjà investi 100k$ pour une étude de concept entre 2010 et 2012 On peut donc imaginer que le projet pourrait se concrétiser quand le MTQ décidera finalement de s'occuper de son pont qui tombe en ruines.
  3. McGill takes 12th spot in global ranking ELIZABETH CHURCH From Thursday's Globe and Mail November 8, 2007 at 5:05 AM EST An international ranking of universities has put Montreal's McGill University in 12th spot, the highest rank to be reached by a Canadian institution. The annual rating, done by London-based Times Higher-QS World University Rankings, moved McGill up from its 21st placement last year. Ten other Canadian universities made the top 200 list, with the University of British Columbia finishing in the 33rd spot and the University of Toronto in the 45th. "This is such a source of pride for us. It shows that McGill is moving in the right direction," principal Heather Munroe-Blum said. The placement means McGill is now the top-ranked public university in North America, she said. It also demonstrates that the practice of concentrating resources on areas of excellence such as neuroscience, developmental biology and law is showing results, she added. "We have chosen our spots very carefully in areas where we can be leaders in the world." The rating, which was to be released this morning in London, comes at an important time for McGill as it looks to tap its network of alumni for a major fundraising campaign and is striving to increase its profile. Harvard University once again was placed at the top of the international ranking, which was conducted by an independent firm, sold off by the owners of the Times of London in 2005. Oxford, Cambridge and Yale all shared second place. The survey considers a number of factors in its rankings and gathers input from more than 5,000 academics around the world.
  4. The Canadian government is changing the rules on foreign ownership of airlines in Canada. They can now own up to 49% of an airline up from 25%. So it is a possibility that Porter will be bought. The other new small discount players could also be bought and give more access to Canadians. Also I saw a few days ago that Southwest Airlines is looking to fly into Canada in the future. Time will tell how things turn out. It would be nice to have a carrier similar to Ryanair operate within Canada.
  5. Hello everyone, I have a vision to develop Montreal that would revolutionize the face of downtown and give an international touch to it. What I would like to do is to form a small group to develop a few schematics/drawings of my idea and present it to the city developers and some business people. Anybody that has the skills necessary on this forum willing to put some time in it? Let me know
  6. When the Milan Expo opens next year, the centerpiece building will be a masterpiece of sustainable engineering. Designed around the idea of an urban forest, the new Palazzo Italia will generate its own electricity, and will be clad in materials specifically designed to clean the surrounding air. The designers, Nemesi & Partners, are using photocatalytic cement - basically, concrete that's been mixed with titanium oxide. When the building material comes into contact with ultraviolet light, the titanium oxide reacts with nitrogen dioxide in the air, converting the pollutant to a salt that can easily be washed away. The building will open in time for the Expo's launch next May, and we're already planning to book a trip over so that we can spend a day sniffing the air next to the building.
  7. https://austinonyourfeet.wordpress.com/2015/11/23/9-things-people-always-say-at-zoning-hearings-illustrated-by-cats/?utm_content=bufferc065f&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer AUSTIN ON YOUR FEET 9 THINGS PEOPLE ALWAYS SAY AT ZONING HEARINGS, ILLUSTRATED BY CATS November 23, 2015Dan Keshet If you watch enough zoning hearings, the testimony begins to sound pretty repetitive. That novel argument you’re making? The Council members have heard it a million times before. Here are 9 of the things we hear most often at zoning hearings, illustrated by cats. 1. I’M NOT OPPOSED TO ALL DEVELOPMENT. JUST THIS DEVELOPMENT. Those 1,000 times you sat on your couch to support developments far away from you surely counterbalance that one time you came out to oppose your neighbor’s development. If you’re opposed, just tell us why; don’t go on about how you’re not a person that opposes things. 2. NOBODY TALKED TO ME! The city notifies neighbors and registered civic organizations about upcoming permits. Developers seek out people they think might be affected. But it’s hard to know who is going to care and notifications are often thrown out. Don’t feel left out! If you’re at the hearing, you’re being heard. Just say what’s on your mind. 3. REALITY IS, EVERYBODY DRIVES A CAR. Usually said while proposing somebody build more parking. If you want that reality to ever change, you have to accept building less car infrastructure. 4. THESE GREEDY DEVELOPERS ONLY THINK ABOUT PROFITS Land development is a business. Like all businesses, sometimes you make money and sometimes you lose money. You just try to make sure that you make enough money on the winners to cancel out the losers. Focusing in on the fact that the developer is hoping to make money makes your testimony sound more like you oppose out of spite than a particular reason. 5. LET ME TELL YOU MY THEORY OF ECONOMICS If council members haven’t learned economics by now, they’re not going to learn it from your three minute testimony. 6.WHAT THIS NEIGHBORHOOD REALLY NEEDS IS A COFFEE SHOP, NOT MORE APARTMENTS For all the mean things people sometimes say about developers, a lot of folks seem to fashion themselves amateur land developers, with a keen eye on exactly what types of businesses will succeed or fail. As it turns out, those things coincide perfectly with the things they personally enjoy. 7. I’M 5TH GENERATION! MY GREAT GREAT GRANDFATHER MOVED HERE BEFORE THIS WAS EVEN ON THE MAP! That entitles you to one vote, just like everybody else. Now tell us what you came up here to say. 8. WE NEED TO RESPECT THE HUNDREDS OF HOURS SPENT CRAFTING THIS NEIGHBORHOOD PLAN Respecting people for volunteering time making plans doesn’t mean those plans should never change. Now tell us your reasons for or against this particular change. 9. THIS HOUSING IS TOO SMALL FOR ME! Different people have different needs and desires! Just because you don’t like a particular thing doesn’t mean nobody would like it. sent via Tapatalk
  8. Un astronaute américain a fait rayonner Montréal partout dans le monde ce matin. Scott Kelly a en effet publié sur Twitter une photo de Montréal prise de la Station spatiale internationale (SSI). Âgé de 54 ans, Scott Kelly est au coeur d'une mission d'un an dans la SSI. Parti le 27 mars dernier, il documente son séjour à travers une série documentaire en collaboration avec Time Magazine. http://www.journaldemontreal.com/2015/08/18/un-astronaute-publie-une-photo-de-montreal-prise-de-lespace
  9. Before anyone judges me for the fact that I am only 16 years old, I'd like you guys to hear me out. I live in a suburban environment south of montreal, and I've gotten tired of letting others control the way I live my life. Ever since a young age, I have always wanted to be successful. "But how, and from what"? Those words are constantly in my head because I haven't even skimmed to opportunities in life that are there. All that I'm asking is that if anyone see's this, that you would give me some tips on how to invest in real estate, or any tips for starting off. I'm not totally sure how this would work out, but I would work for you in any way that I could if you could teach me you ways of making cash. I want to become financially independent and I can not think of a better time than now. I've been saving up my money, and I know for a fact I will become a millionaire and successful some point in life, but for when that will actually happen only the lord knows. Nothing can stop me, and from everything I've read, I need a mentor of some kind to help me through this to help me achieve greatness and become smarter with your knowledge. If you would like to help me out, or give me some valuable tips as I'm sure many of you guys have, I would greatly appreciate it. I know that many of you might be snickering at what only a 16 year old kid can do, but I have the hunger of getting knowledge and coin. thanks for taking the time to read my post I really appreciate it. ........................................................................................-------------------------------------------///////////////////////////////////////////////////////////// Bonjour à tous je m'appelle amine j'ai 16 ans et je suis tres intéraissé par le domaine des finances et l'immobilier et avec votre support je compte ameliorer mes competences dans ces domaine.Pour cette raison je suis à la recherche d'un mentor pour me coacher l'art de l'argent et de l'immobilier qui me fascinent tout simplement.je suis pres à fornire du temps et l'energie qu'il faut pour surmonter les obstacles qui m'attendent (c'est moi qui les attends en fait ).
  10. http://montrealgazette.com/news/local-news/time-for-action-to-help-spur-small-business-in-city-ferrandez-says Sent from my iPhone using Tapatalk
  11. The Saudi capital is unlikely to become an alternative to Dubai any time soon May 11th 2013 | RIYADH |From the print edition THE glass-clad skyscrapers are reaching ever higher into Riyadh’s dusty sky. The first tenants are due to move to the King Abdullah Financial District in the Saudi capital’s north-west later this year. But they may well find it a lonely place: enthusiasm is clearly lacking for the development, which boasts 42 buildings and 900,000 square metres of office space—similar in scale to London’s Canary Wharf. Granted, new office districts often take time to come to life. Canary Wharf had to battle against sceptics for many years before becoming the success it is today. But it is unclear how Riyadh’s new district will develop into what it is meant to be: a sober Saudi alternative to Dubai’s exuberant International Financial Centre. To date just 10% of the district’s office space has been leased; tenants will include the country’s stockmarket regulator, the Capital Markets Authority, and one large local bank, Samba. A further 10% is under negotiation, according to sources close to the developers of the project. A big problem is its size. The Saudi economy may be doing well on the back of high oil prices, but not so well that its businesses could easily digest all the extra property. The new financial district has three times as much high-end office space as the rest of Riyadh. In other words, even if every company in the city’s plusher offices moved to the new district it would still be two-thirds empty. Costs are another hurdle. “It might be prestigious but why should I pay an arm and a leg to be there?” asks a local executive. Some banks, like Arab National Bank and Al Rajhi Bank, are building new towers elsewhere. Even the Saudi central bank is thought to be staying where it is. But if banks do not fill the space, then who will? Accountants, lawyers and insurance firms are not nearly numerous enough. They also remain to be convinced of the development’s merits. “There’s going to be all those towers, but for what? It looks like an overbuilt proposition,” says a Riyadh lawyer. Nor are foreign firms likely to be of much help. Riyadh may be the centre of the region’s biggest economy, boasting more people and oil revenues than anywhere else. But unlike Dubai, as a financial centre the city is inward-looking, with banks largely servicing the domestic economy. That, as well as a lack of cultural life, prevent it from becoming a regional financial hub. Yet at some point the new district may still serve its purpose. The owner has pockets deep enough to take the long view. The project was the brainchild of the Capital Markets Authority, with support from the Public Pensions Agency. One of the agency’s subsidiaries, the Rayadah Investment Company, has taken over the development, which is estimated to cost between $7 billion and $10 billion. More important, so many near-empty buildings will be a political embarrassment, in particular since the new district carries the king’s name. Authorities may yet lean on the banks to move. Optimism and market forces alone will certainly not be enough to fill all the space. From the print edition: Finance and economics http://www.economist.com/news/finance-and-economics/21577424-saudi-capital-unlikely-become-alternative-dubai-any-time-soon-empty?frsc=dg%7Cc
  12. WOW! I used to watch Wrastlin' when I was a kid and I always liked Macho man. When your time is up, your time is up! http://www.cyberpresse.ca/sports/201105/20/01-4401488-randy-macho-man-savage-meurt-dans-un-accident.php?utm_categorieinterne=trafficdrivers&utm_contenuinterne=cyberpresse_les-plus-populaires-title_article_ECRAN1POS2 Randy «Macho Man» Savage meurt dans un accident L'ancien lutteur professionnel Randy «Macho Man» Savage est décédé aujourd'hui dans un accident d'automobile à Tampa, en Floride. La nouvelle a été rapportée par TMZ, qui en a reçu la confirmation par le frère de Randy, Lanny Poffo. Selon ce dernier, Savage, 58 ans, a subi une crise cardiaque vers 9h25 alors qu'il était au volant de sa Jeep Wrangler, dont il a perdu la maîtrise. Il a alors enjambé le terre-plein pour traverser la voie inverse et terminer sa course avec un impact frontal contre un arbre. Il a été transporté au centre médical Largo, où il a succombé à ses blessures. Sa femme Lynn, qu'il avait épousé il y a tout juste un an, était avec lui dans la voiture. Elle n'a subi que des blessures mineures. Les deux portaient leur ceinture de sécurité. L'alcool ne serait pas en cause dans l'accident, selon les services de police.
  13. jesseps

    Google Fiber

    Read more at http://9to5google.com/#KtzmPqKgJf6xvBI3.99 1 Gbps with unlimited data all for $70/month Damn you Kansas City (Kansas / Missouri) Oh yah did I forget 1TB of space in Google Drive.
  14. http://www.youtube.com/watch?v=pjTs3iZ7OHI The Montreal Gazette About time. Sucks that they charge 0.40 cents per transaction though.
  15. October 13, 2009, 2:53pm WASHINGTON, October 12, 2009 (AFP) - Cash-rich US researchers have again dominated this year's Nobel awards, but it seems identifying the nationality of laureates is not an exact science, and change may be on the way. On the face of things, the United States would top an Olympic-style medals table of Nobel prize wins. Eleven of this year's 13 laureates are citizens of the United States, winning five of the six Nobel awards up for grabs. Even President Barack Obama pocketed a medal. Since the end of World War II, the United States has scooped up 89 Nobel awards for medicine, 74 for physics, 58 for chemistry and dozens more for economics, peace and literature, beating its closest contenders in Britain, France and Germany. Unsurprisingly then, the rest of the world is left to ask how the United States does it. The answer may be, in part, "It doesn't." A look at the curricula vitae of this year's Nobel science winners -- which make up four of the six awards -- shows a complex patchwork of academics criss-crossing the globe to reach the top their profession. "You have to ask where they studied," said Sharon Bertsch McGrayne, an American who has written a book profiling female Nobel laureates. "Many of our scientists have done their post-docs in Europe," she said, pointing to high migration levels among top scientists. This year's crop of laureates shows just how difficult it is to determine the nationality of globe-trotting laureates, especially based on Nobel citations which use citizenship at the time of award. Charles Kao who shared the 2009 prize for physics for his work in developing fiber optics is a US citizen, but he was born in Shanghai, educated in London and now lives in Hong Kong. Venkatraman Ramakrishnan, who shared the prize for chemistry, was born in India, works in Britain, but has US citizenship. Australian-born Elizabeth Blackburn is also a US citizen, but studied at the universities of Melbourne and Cambridge before a post doctoral degree at Yale. Willard Boyle, who won also shared the physics prize for his work on semiconductors, is Canadian and studied at Montreal's McGill University, but now has American citizenship. Obama -- despite claims by his most vociferous critics -- is among the most unquestionably American of the laureates. According to research from Britain's University of Warwick, published last January, scientific migration is common, and vastly beneficial to the United States. "Nearly half of the world's most-cited physicists work outside their country of birth," the study said. A survey of 158 of the most highly cited physicists showed systematic migration to nations with large research and development spending, most notably the United States. "At birth, 29.7 percent of physicists are in the USA. This increases to 43.4 percent at first degree, to 55.1 percent at PhD, and to 67.1 percent presently," the report said. "In 1987-2006, for example, five out of fourteen of all UK-educated laureates had moved to the USA by the time they won the Nobel prize." Still, the United States can claim to have forged the institutes and universities that attract top-flight researchers for award-winning research. According to State Department figures, every year the United States issues over 35,000 visas for exceptional scientists and others who flock to well-funded institutes. But the real key to US Nobel dominance, according to Roger Geiger, a professor of education at Pennsylvania State University, is cash -- particularly the massive influx of cash to the US education system after World War II. "We were funding research when others were not, or when others could not," he said pointing to post-war Europe's economic malaise. That advantage has stuck. Today, Harvard University's endowment alone is worth around $27 billion, roughly equal to Costa Rica's gross domestic product. Still, Harvard's nest egg has shrunk by $10 billion since the start of the fiscal year thanks to a financial crisis that Geiger says will erode American universities' attraction. "The crisis has been longer and more deeply felt in the United States, that will have an impact," he said. At the same time, European and Asian universities are increasing the type of innovative research that wins awards. "Other countries have recognized the importance of this type of competition," said Geiger who sees change already taking place. "The rest of the world is competing, the law of numbers says they will catch up. If you look at publication and citation counts, Nobel prizes are a lagging indicator." In some disciplines, the playing field has already been leveled and could provide a glimpse of the competition if other regions match US funding levels. Europeans still dominate the Fields Medal for mathematics or the Pritzker Prize for architecture, both areas which can require less research funding. An American has not won the Nobel Prize for Literature since Toni Morrison's award 16 years ago. As one Nobel judge tersely put it Americans "don't really participate in the big dialogue of literature." But in the sciences at least, Americans are not only part of the dialogue, but still have the last word, even if the word is spoken with a foreign lilt. http://www.mb.com.ph/articles/224495/us-nobel-sweep-points-brain-drain
  16. Launch of a love affair Ratings for Lévesque’s TV program sometimes hit an amazing 100 per cent by Daniel Poliquin on Thursday, September 24, 2009 10:20am - 0 Comments macleans.ca By the mid-1950s, Quebecers, like most other Canadians, had fallen in love with television. So overwhelming was the coup de foudre that although in some regions near the U.S. border only American broadcasts would come in, unilingual French Quebecers lapped it up anyway. Kids could be seen in the streets of small towns re-enacting their favourite show, The Adventures of Kit Carson, speaking in a made-up mumbo-jumbo language they believed was English. That was how it sounded to them anyway. Four out of five households in the province had a television set. And when the French-speaking people of Canada were all able to view locally made, francophone productions, they became a tight-knit virtual family, discussing at length the ending of the last sitcom or drama millions of others had watched, adopting as their own actors and actresses they had grown fond of, or, conversely, expressing unanimous hate for TV villains like Séraphin, the miser in the seemingly endless Les Belles Histoires des Pays d’En-Haut, which everybody watched. For good reason, too: there was only one French-language TV station; Radio-Canada’s monopoly ensured that all, and I mean all, francophones growing up in Quebec in the 1950s and 1960s shared a single TV culture. Lévesque was a regular commentator on current events programs, but he was mainly heard on the radio—until someone at Radio-Canada had the good sense to give him his own television show in October 1957. Here begins the legend of René Lévesque. The show was called Point de mire (Focal Point) and it was a 30-minute live broadcast first airing on Sundays at 11:15 p.m., and later, due to the show’s growing popularity, on Tuesdays at 10:30 p.m. For many, it was another coup de foudre. Here was this little man with the funny voice, equipped with a blackboard, a pointer, and maps, explaining the outside world to French-speaking Canadians, talking very fast but using only intelligible words. Let me paraphrase him: “Good evening. Thank you for joining me. Tonight, we are off to the Suez. It’s in Egypt, the land of the pharaohs that became mummies, you know, the land of the pyramids and the Sphinx. Here on the map is a canal, called Suez, built by French and British engineers in the last century. You can see here that it links up the Mediterranean and the Red Sea. So a very important route for international trade, because, thanks to the canal, ships stopped having to go all around the African continent to take their goods to the Orient, or the other way around. See?” (He would circle Africa with his pointer.) “Without Suez, the cup of tea from India you just had would cost you more because it would have to travel much farther. You follow me? Now, the Egyptians no longer have pharaohs. Egypt is now a republic, led by a man they call the Raïs—which means ‘president’ in Arabic—a man by the name of Nasser. So . . .” And on he would go. For many Quebecers with little schooling, Point de mire became their first window on the world. Not everybody watched, but those who did were enthralled, especially news junkies and all those hungry for knowledge. And in Duplessis’ Quebec, there were a lot of them. Thanks to the Radio-Canada monopoly, Lévesque’s ratings sometimes reached 100 per cent: a dream for any broadcaster and now an impossible feat, even on a day such as Sept. 11, 2001. To take the helm of Point de mire, Lévesque had had to give up his comfortable job as a broadcaster, with the guaranteed income, pension, and other benefits. But he was now earning $20,000 a year—more than any cabinet minister, provincial or federal. The real payoff, however, was instant celebrity. René Lévesque was now the star journalist who could explain the school desegregation in Little Rock, Ark.; the violent decolonization of Algeria; or the partition of Berlin and Cyprus. He could not walk the streets of Quebec without being accosted by adoring fans who would stop him to shake his hand and thank him. And he was more than loved; he was respected. In the words of novelist and social commentator Jacques Godbout, Lévesque was Quebec’s “first lay teacher.” Of course, the viewers did not see the man who never read his fan mail and never returned phone calls. Undisciplined but hard-working, incessantly feasting on magazines and newspapers in his smoke-filled office or at McGill’s nearby library to prepare for his weekly rendezvous with live television. Stressed out, as we would say today, but always focused. The badly dressed and unsuspected Lothario with doubtful hygiene who ate, talked, and smoked all at once, leaving a mess behind him all the time, driving like a madman in the streets in Montreal. Famous for his all-night poker playing, his chain-smoking; fond of sleeping late and seldom on time for appointments. Never at home, never where he was supposed to be. It was as though he was living three lives at the same time. During those years that he met Pierre Trudeau. The meeting took place in the Radio-Canada cafeteria, where artists and journalists congregated between assignments to talk and reshape the world in keeping with the fantasies and ideals in vogue. Trudeau was then a law professor and sometime TV commentator known for his scathing wit and erudition. He was well travelled, one of the few men in Canada who had visited China and reported on it. His Cité Libre was one of the very rare publications that dared to criticize Duplessis and public policy. Its circulation was of confidential proportions, but it was influential within the small, thinking elite of the era. The person who introduced them was journalist Gérard Pelletier, who was a friend of both Trudeau and Lévesque. For once, as Pelletier said later, Lévesque was not running, slowed down by the overflowing cup of coffee in his one hand and the stack of newspapers under his other arm. Pelletier motioned to him to come and sit down with him and the slightly balding man with the piercing blue eyes. He had wanted the two to meet for a long time. For the occasion, Trudeau put on his best snotty-nosed behaviour, complete with the French mid-Atlantic accent he had acquired at Montreal’s Jesuit-run Brébeuf College. Lévesque played the nonchalant TV star. This is how Pelletier remembers their conversation. I’ve added what I imagine must have been their internal dialogue in square brackets. Trudeau: Ah, the famous René Lévesque! How do you do? [Your Point de mire celebrity does not impress me at all, you should know that.] You speak well, sir, very well, but tell me something: can you write, too? Lévesque: Yes, but you know, writing takes time . . . [Don’t even think for a minute I would waste a second reading your Cité Libre . . .] Trudeau: Yes, you are right. You need time, and you also need to have ideas of your own, things to say, you know . . . [Watch out, buddy, I bite too.] The two were chalk and cheese from the get-go. They would meet again. From Extraordinary Canadians: René Lévesque by Daniel Poliquin. Copyright © Daniel Poliquin, 2009. Reprinted with permission of Penguin Group (Canada).
  17. Vacancy rates keep rising in third quarter for Canada's commercial real estate sector, report shows (CP) – 44 minutes ago TORONTO — The amount of empty office space across Canada continued to rise in the third quarter due to higher unemployment in white-collar industries and excess inventory in some cities, a new report shows. Vacancy rates for commercial real estate are expected to keep rising "well into 2010" as the country works through the impact of the recent recession, CB Richard Ellis Ltd. said in report released Monday. Vacancy rates rose for the third straight quarter to an average of 9.4 per cent, up from 6.3 per cent for the same time last year, said the real estate services firm. "Limited new job creation in Canada's 'white-collar' industries and the addition of new inventory in two of Canada's three largest office markets are cited as reasons for the increase," according to the National Office and Industrial Trends Third Quarter Report. Commercial vacancy rates rose most noticeably Calgary, Toronto and Vancouver, the report shows. Calgary's third quarter vacancy rate jumped to 13.1 per cent, from 4.7 per cent last year, due to the impacts of a slowdown in the oil and gas industry. "The city's oil and gas industry and commercial market remained inexorably linked, as players both large and small continue to recognize that even Calgary has not been immune to the country's new economic reality," the report states. In Toronto, the commercial vacancy rate rose to 9.1 per cent from 6.6 per cent last year. The vacancy rate in downtown Toronto is expected to climb further in the coming quarter as space becomes available in newly constructed office towers. In Vancouver, vacancy rates climbed to 8.9 per cent from 5.4 per cent for the same time last year. The report said Vancouver is one of the more stable markets in the country thanks to limited new development. Montreal's vacancy rate rose to 10.3 per cent from 8.3 per cent last year, while Halifax's rose to 10.2 per cent from 8.4 per cent. Vacancy rates also rose in the country's smaller office markets, specifically in suburban areas, but at a lesser rate, the report shows. It said cities with government office space also saw more stability in their commercial real estate markets. Ottawa had the lowest overall third quarter vacancy rate in the country of 5.8 per cent compared to five per cent for the same time last year, while Winnipeg's rate came in at 7.5 per cent up from 4.8 per cent last year. The overall vacancy rate in the Waterloo Region, home to such technology firms as Research in Motion (TSX:RIM), edged up slightly to 6.7 per cent from 6.4 per cent last year. The report predicts vacancy rates to keep rising in the fourth quarter and into 2010, "as Canada continues to grind its way out of the recession."
  18. Immigrants to Quebec find job search hard Last Updated: Friday, September 4, 2009 | 4:16 PM ET CBC News Recent immigrants to Quebec have a harder time finding work than the average person, according to a CBC report. Aurelie Tseng has been looking for a job in Montreal for two years.Aurelie Tseng has been looking for a job in Montreal for two years. (CBC)The unemployment rate for new immigrants living in the province is nearly double the national joblessness average of eight per cent. Language barriers are a major obstacle for many people looking for work, especially in Quebec, where the dominant language is French. But even for French-speaking immigrants, searching for employment can be frustrating. Aurelie Tseng is a Taiwanese immigrant who moved to Quebec two years ago to be with her husband. Tseng has a business degree, speaks French, and is looking for work in her field. But after two years of looking for a job, she remains unemployed, and her discouragement grows. "I have no clue how to do it," Tseng told CBC News. "It takes more courage [now] because I have been depressed for a long time." Tseng has sought advice from YES Montreal, a non-profit organization that offers job-search services. They told her networking is key to finding any job. But networking in a new country is daunting, Tseng said. "In my country nobody does that, nobody would tell you to do that," she admitted. Tseng believes her Taiwanese background has made her job search tougher. "We are more, you know, moderate and modest. You just want to say 'OK, yes, I probably can do this,' but for example people here, they don't like to hear that, they want you to say it out loud: 'Yes I can do it' not just, 'Oh yes I think I can do it,' for example." Tseng said she's hoping to eventually get a break at a bank in Montreal's Chinatown.
  19. http://www.ottawacitizen.com/opinion/op-ed/Economics+lefties/1633305/story.html
  20. China's Arithmetic When It Comes to the Dollar “It will be helpful if Geithner can show us some arithmetic” -Yu Yongding From the lens of a global risk manager, this morning has to be one of the more fascinating that I have ever woken up to. At the same time as the US Government is setting themselves up to announce one of the largest bankruptcies in US corporate history, we have a squirrel hunting US Treasury Secretary telling the Chinese to “trust us” and America’s currency. That a boy! Providing leadership to the world’s increasingly interconnected economy is by no means an easy task, and maybe that’s why the world is voting against America holding the world’s reserve Currency Conch any longer. Timmy Geithner’s effectiveness with the Chinese translators overseas this morning is borderline laughable. There was a time when the Wizards of Wall Street’s Oz could fly overseas and make a comment like “we are committed to a strong dollar” and it would actually matter. Rather than getting on a plane and shaking hands with The Client (China) himself, President Obama opted to send the same guy that called the holder of $768B in US Debt “manipulators"... Nice! When it comes to financial market sophistication, other countries aren’t as gullible as they used to be. An internet connection and You Tube screen have effectively changed all that. On the heels of Timmy’s “reassuring” comments, the US Dollar is getting spanked again, trading down another -0.73% to lower-lows at $78.63. Rather than fading Geithner from my soapbox, now the world is – it’s sad. I understand that this is all doesn’t matter yet because someone on CNBC is hopped-up about where the US futures ramped into Friday’s close and look here on today’s open. That manic behavior really helps America’s reputation. At the end of the day, the US stock market could go up another 6% to 9% today, and it would still be amongst one of the worst performing stock markets in the world. The Dollar moving into crisis mode matters. First, all of the reflation trades pay themselves out in full. Second, all of the global political capital associated with the almighty Petro-Dollar gets redistributed. And Third, well… rather than analyzing this as the said Great Depression Part Deux… how about another Third Quarter of 2008 in US Equities? Nah, that’s crazy right? Like they say in the Canadian Junior Hockey Leagues, “crazy is as crazy does”! There are loads of unintended consequences associated with a US Dollar crashing – the only other sustainable break we’ve seen in the US Dollar Index below the $80 level since 1971 (when Nixon abandoned the gold standard), was that one that led us to that 2008 Third Quarter… After locking in another +5.3% month for May, the S&P500 is up a whopping +1.8% for the YTD. Unlike most global equity markets that are charging to higher-highs this morning, the S&P500 is still trading below its January 6th high of 934. On the heels of another strong, albeit not herculean PMI manufacturing report last night (it decelerated slightly month over month), China’s stock market charged to higher-highs, closing up another +3.4%. The Shanghai Composite Index is now +49.5% YTD, and we, as our British philosophy competitor likes to say remain “long of it.” From Hong Kong to Russia, stock markets are up +4 to +6% this morning. Why? Because, much like the only other time we saw the US Dollar break down to these levels, everything that China needs reflates. Oil prices and the promises of a potentially empowering Chinese handshake have the Russian Trading System Index (RTSI) up +83% for 2009 to-date. Now that and the price of oil trading up +19% in less than 2-weeks is getting someone paid - and it isn’t the American Consumer! As she trashes her currency, America will continue to lose political capital both domestically and abroad. After all, a -12% three-month swan dive in the US Dollar has hacked over $90 Billion of value from the Chinese position in US Treasuries. Creditors and citizenry hush yourselves! All the while, 17 out of 23 Chinese economists polled are calling holding those Treasuries a “great risk” this morning. I know, I know… an economist or a billion US Dollars ain't what it used to be… At some point, China’s interpretation of the arithmetic is going to really matter.
  21. A ADN Any day now AFAIK As far as I know AFK Away from keyboard ARE Acronym-rich environment ASAP As soon as possible A/S/L? Age/sex/location? B B4N Bye for now BAK Back at the keyboard BBIAB Be back in a bit BBL Be back later BBN Bye bye now BBS Be back soon BEG Big evil grin BF Boy friend BFN Bye for now BG Big grin BIBO Beer in, beer out BIOYIOP Blow it out your I/O port BL Belly laughing BMGWL Busting my gut with laughter BOTEC Back-of-the-envelope calculation BRB Be right back BTA But then again... BTDT Been there, done that BTW By the way BWL Bursting with laughter BWTHDIK But what the heck do I know...? C CICO Coffee in, coffee out C&G Chuckle and grin CNP Continued in next post CRB Come right back CRBT Crying real big tears CU See you CUL See you later CUL8ER See you later CYA See ya CYA Cover your *** CYO See you online D DBA Doing business as DFLA Disenchanted four-letter acronym (that is, a TLA) DL Dead link DLTBBB Don't let the bed bugs bite DIKU Do I know you? DITYID Did I tell you I'm distressed? DOM Dirty old man DOS Dozing off soon DQMOT Don't quote me on this DTRT Do the right thing DWB Don't write back E EG Evil grin EMFBI Excuse me for butting in EMSG E-mail message EOM End of message EOT End of thread (meaning: end of discussion) ETLA Extended three-letter acronym (that is, an FLA) F F2F Face to face FAQ Frequently-ask question(s) FC Fingers crossed FISH First in, still here FLA Four-letter acronym FMTYEWTK Far more than you ever wanted to know FOMCL Falling off my chair laughing FTBOMH From the bottom of my heart FUD Fear, Uncertainty, and Doubt FWIW For what it's worth FYI For your information G G Grin GA Go ahead GAL Get a life GIGO Garbage in, garbage out GD&R Grinning, ducking, and running GF Girlfriend GFN Gone for now GGP Gotta go pee GIWIST Gee, I wish I'd said that GL Good luck GMAB Give me a break GMTA Great minds think alike GOL Giggling out loud GTRM Going to read mail GTSY Glad to see you H H&K Hug and kiss HAGN Have a good night HAND Have a nice day HHIS Hanging head in shame HIG How's it going HT Hi there HTH Hope this helps HUB Head up butt I IAC In any case IAE In any event IANAL I am not a lawyer (but) IC I see IGP I gotta pee IHA I hate acronyms IHU I hear you IIRC If I recall/remember/recollect correctly ILU or ILY I love you IM Immediate message IMCO In my considered opinion IMHO In my humble opinion IMing Chatting with someone online usually while doing other things such as playing trivia or other interactive game IMNSHO In my not so humble opinion IMO In my opinion IMS I am sorry IOW In other words IPN I'm posting naked IRL In real life (that is, when not chatting) ITIGBS I think I'm going to be sick IWALU I will always love you IYSWIM If you see what I mean J J4G Just for grins JBOD Just a bunch of disks (like redundant array of independent disks, etc.) JIC Just in case JK Just kidding JMO Just my opinion JTLYK Just to let you know K KISS Keep it simple stupid KIT Keep in touch KOTC Kiss on the cheek KOTL Kiss on the lips KWIM? Know what I mean? L L8R Later L8R G8R Later gator LD Later, dude LDR Long-distance relationship LHO Laughing head off LLTA Lots and lots of thunderous applause LMSO Laughing my socks off LOL Laughing out loud LRF Little Rubber Feet (the little pads on the bottom of displays and other equipment) LSHMBH Laughing so hard my belly hurts LTM Laugh to myself LTNS Long time no see LTR Long-term relationship LULAB Love you like a brother LULAS Love you like a sister LUWAMH Love you with all my heart LY Love ya LY4E Love ya forever M MorF Male or female MOSS Member of the same sex MOTOS Member of the opposite sex MTF More to follow MUSM Miss you so much N NADT Not a darn thing NIFOC Naked in front of computer NP or N/P No problem NRN No response necessary O OIC Oh, I see OLL Online love OMG Oh my God OTF Off the floor OTOH On the other hand OTTOMH Off the top of my head P PANS Pretty awesome new stuff (as opposed to "POTS") PAW Parents are watching PCMCIA People can't master computer industry acronyms PDA Public display of affection PEBCAK Problem exists between chair and keyboard PIBKAC Problem is between keyboard and chair PITA Pain in the *** PM Private message PMFJIB Pardon me for jumping in but... POAHF Put on a happy face POOF Goodbye (leaving the room) POTS Plain old telephone service PU That stinks! Q QT Cutie R RL Real life (that is, when not chatting) ROR Raffing out roud (Engrish for "laughing out loud") ROTFL Rolling on the floor laughing ROTFLMBO Rolling on the floor laughing my butt off RPG Role-playing games RSN Real soon now RT Real time RYO Roll your own (write your own program; derived from cigarettes rolled yourself with tobacco and paper) S S^ S'up - what's up S4L Spam for life (what you may get when you become someone's customer or client) SHCOON Shoot hot coffee out of nose SETE Smiling ear to ear SF Surfer-friendly (low-graphics Web site) SHID Slaps head in disgust SO Significant other SOL Smiling out loud or sh*t out of luck SOMY Sick of me yet? SOT Short on time SOTMG Short on time must go STW Search the Web SU Shut up SUAKM Shut up and kiss me SUP What's up SWAK Sealed with a kiss SWL Screaming with laughter SYS See you soon T TA Thanks again TAFN That's all for now TANSTAAFL There ain't no such thing as a free lunch TCOY Take care of yourself TFH Thread from hell (a discussion that just won't die and is often irrelevant to the purpose of the forum or group) TGIF Thank God it's Friday THX Thanks TIA Thanks in advance (used if you post a question and are expecting a helpful reply) TILII Tell it like it is TLA Three-letter acronym TLK2UL8R Talk to you later TMI Too much information TNT Till next time TOPCA Til our paths cross again (early Celtic chat term) TOY Thinking of you TPTB The powers that be TTFN Ta-Ta for now TTT Thought that, too (when someone types in what you were about to type) TTYL Talk to you later TU Thank you TY Thank you U UAPITA You're a pain in the *** UW You're welcome V VBG Very big grin W WAYD What are you doing WB Welcome back WBS Write back soon WDALYIC Who died and left you in charge? WEG Wicked evil grin WFM Works for me WIBNI Wouldn't it be nice if WT? What/who the ? WTG Way to go! WTGP? Want to go private? WU? What's up? WUF? Where are you from? WYSIWYG What you see is what you get Y YBS You'll be sorry YMMV Your mileage may vary. YW You're welcome
  22. http://www.thestar.com/news/canada/article/1063092--montreal-man-walks-around-the-world?bn=1