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Found 14 results

  1. FIN DE LA PREMIÈRE RONDE RÉSULTAS: Alors on attend quoi pour commencer la nouvelle partie? On devrait créer maintenant pour donner la chance aux gens de se joindre au jeu en fin de semaine. Et voici, c'est fait: DEUXIÈME RONDE http://www.virtualstockexchange.com 1. Inscrivez vous au site 2. Allez sur "Join a game" 3. Inscrivez Mtlurb2 4, Le mot de passe est mtlurb00 La partie termine le 1 septembre. Nous avons donc 3 mois (toute l'été!) Autre détail, le prix minimum d'une action qu'on peut acheter ou vendre est maintenant 1$ au lieu de 2$. Que le meilleur gagne! STRATEGY 1. Buy low, sell high! 2. Sell high, buy low! 3. Diversify for a safe and steady approach 4. Day-trade for dangerous high risk but high return 5. Follow the news, keep informed 6. Remember that big players can force the market, in spite of earnings reports and other events 7. If it looks too good to be true, it probably is 8. If it looks too good to be true, it probably isn't 9. Keep nerves of steel 10. Good luck!
  2. Hors Canada,mais intéressant de voir ce qui pourrait un jour nous arriver... Irish house prices to fall another 20pc, warns Fitch. Irish house prices could fall a further 20pc and inflict stiff losses on holders of mortgage bonds, with a growing risk of property defaults across the eurozone periphery, according to Fitch Ratings. http://www.telegraph.co.uk/finance/financialcrisis/9789129/Irish-house-prices-to-fall-another-20pc-warns-Fitch.html
  3. Sharing the streets JULIA KILPATRICK, The Gazette Published: 6 hours ago Skateboard users risk fines as well as injury when they travel on public arteries like sidewalks or bike paths. But while aficionados complain about the regulations, police say their goal is safety Turning his back to the traffic screaming past a small skateboard park east of the Gay Village, Kyle Naylor pulled his board out of his backpack. The skateboard was split in two jagged pieces. A car had run over it earlier, when Naylor was skating to the park for an afternoon session with friends. "My friends all put in some cash so I could buy a new board," Naylor, 18, said. Email to a friendEmail to a friendPrinter friendlyPrinter friendly Font: "We didn't want to miss out on our skate day." Skateboard commuters like Naylor risk more than a broken board when they choose to ride on the street. Bylaws prohibit skateboarding on Montreal's roads and sidewalks. Fines for ignoring the rules range from $30 to $300. Commander Daniel Touchette, of the Montreal police traffic division, says the fines are justified because skateboarders are not equipped to share the roads with other vehicles. "The regulations exist for the safety of skateboarders," he said. "If they are on the street and they fall, there's no saying where they might go." Naylor's broken board appears to support that argument, but the statistics don't. Montreal police issued 116 tickets for offences related to skateboarding or inline skating in the street in 2006, Touchette said. Police records don't specify when a motor vehicle accident involves a skateboarder, yet Touchette said that, to his knowledge, there have been no serious or fatal accidents involving skateboarders in the past year. Last year, the city added 25 kilometres of bicycle lanes on the island in an effort to curb greenhouse gas emissions and encourage the use of alternative transportation. But while those lanes are open to cyclists and inline skaters, they are closed to skateboarders, leaving many frustrated by the city's refusal to see skateboarding as a legitimate means of transportation. "It's ecological, and you can take public transit with it, which you can't with your bike," said Alex Jarry, 31, manager of the Underworld skateboard shop on Ste. Catherine St. E., near Sanguinet St. He travels to and from work daily on his skateboard, and says concerns about the safety of boarding in the street are overblown. "People who skate in the street, they control their board," he said. "If you don't feel confident to ride in the traffic, you don't do it." Naylor said he would rather try his luck in the street than compete for space on the sidewalk, as some less experienced skateboarders do. The issue made national headlines recently after Fredericton resident Lee Breen, 25, spent a night in jail for refusing to pay a $100 fine for skateboarding on city roads. Naylor and his friends Alex Potter, 19, and Ryan Baird, 18, ride their boards everywhere - and pay the price. All three have been fined for skateboarding on public property, including streets, sidewalks and parks. "Everybody I know, they've got fined for skateboarding," Jarry said. "It's legal to sell skateboards and illegal to practise it." That's not the case, Touchette said: "It's not illegal. You have parks and other places where you can use them for sport." Skateboarders can hone their skills legally at more than 30 outdoor parks across the city. But commuters who would rather skateboard than drive a car do so at their own risk - physically and financially. "For transportation, you cannot use a skateboard to move from place to place in the streets of Montreal," Touchette said. [email protected] http://www.canada.com/montrealgazette/news/story.html?id=7d7951ab-8d48-4b4c-bafa-3fa2843eac88
  4. Deflation a concern in North America By Paul Vieira, Financial Post February 20, 2009 OTTAWA -- Inflation in North America is to remain benign for the months -- and perhaps years -- ahead, analysts say, as a shrinking global economy undercuts commodity prices and inventories in Canada remain at excess levels. Data were released in both Canada and the United States on Friday. The Canadian numbers, Bay Street economists say, further strengthen the case for the Bank of Canada to cut its key lending rate by a further 50 basis points on March 3. Further, the data indicate deflation remains a concern for policy-makers on both sides of the border. Statistics Canada said the headline inflation rate dropped for a fourth consecutive month, to 1.1% from 1.2%. The Bank of Canada’s core rate, which removes elements subject to volatile prices, such as energy, dropped to 1.9% from 2.4%. That is in contrast to the United States, where the cost of living rose 0.3% in January, the first climb in six months based on stronger energy prices. Last month, prices fell 0.8%. The U.S. numbers initially eased deflationary fears. Analysts, however, were not so confident. "The near-term risk has lightened a little bit, but if anything the medium-term risk may have been ramped up a notch or two by the clear evidence about how the global economy is sliding," Douglas Porter, deputy chief economist at BMO Capital Markets, said. "The deep dive in the global economy threatens to further undercut commodity prices, and more broadly, pricing power in other industrial goods." Mr. Porter said the BMO economics team envisages the global economy shrinking 0.5% this year. As it happens, economists at Toronto-Dominion Bank issued an updated outlook that forecasts a similar contraction in the world economy -- the first since the Second World War. "Deflation is not a paramount risk right now -- but it is a risk when you are looking at a global contraction," said Richard Kelly, the TD senior economist who issued the revised global forecast. The Bank of Canada had forecast inflation would dip below zero for two quarters this year, largely based on the big drop in energy prices. However, the central bank has dismissed concerns about deflation, calling risk "remote." Mr. Porter said he believes Canada can avoid deflation, "but my conviction is weakening given just how weak the global economy has become." In a related report, David Wolf, chief Canadian economist at Bank of America Securities-Merrill Lynch, said inventory held by Canadian companies remains at higher levels compared with their U.S. counterparts. As a result, this excess supply will attract lower prices -- which will further drive down inflation. Mr. Wolf added there remains an "excess" overbuilding of housing supply in Canada. "That will continue to be a factor that will put a lot of downward pressure on prices," he said, adding that new house prices make up a small component of the consumer price index. © Copyright © National Post
  5. Ouch! The Startup Genome, which collects data to figure out what makes startups successful, has released its latest results. TechCrunch reported that, these are the 25 best startup ecosystems in the world: Silicon Valley (San Francisco, Palo Alto, San Jose, Oakland) New York City (NYC, Brooklyn) London Toronto Tel Aviv Los Angeles Singapore Sao Paulo Bangalore Moscow Paris Santiago Seattle Madrid Chicago Vancouver Berlin Boston Austin Mumbai Sydney Melbourne Warsaw Washington D.C. Montreal In Silicon Valley, for instance, the Startup Genome's data showed that it had the following characteristics, which attracted entrepreneurs: "Strong early stage funding ecosystem. More mentors. Most Ambitious. High Risk." New York, on the other hand, had the following characteristics: "Diverse. Niche Focus. Marketplace and Social Network focus. High risk." Please follow SAI on Twitter and Facebook. Follow Boonsri Dickinson on Twitter. Ask Boonsri A Question > Read more: http://www.businessinsider.com/the-best-25-places-to-live-if-youre-starting-a-startup-2012-4#ixzz1rqyx4diF http://www.businessinsider.com/the-best-25-places-to-live-if-youre-starting-a-startup-2012-4
  6. BOCOM SEA TURTLE INDEX The Bank of Communications Sea Turtle Index provides a unique tool to compare university cities at once as education and investment locations, looking at: - Educational returns: Quality and reputation of education vs value for money - Real estate returns: Openness, potential returns and risk with regard to real estate investments - Financial returns: Openness, growth prospects and risk with regard to financial investments - Work experience: Work and pay prospects for overseas graduates - Social experience: Quality of the social and cultural experience on offer OVERALL WORLD RANKING: 1. MONTRÉAL 2. LONDON 3. HONG KONG 4. TORONTO 5. CAMBRIDGE 6. OXFORD 7. BOSTON 8. SYDNEY 9. ZURICH 10 NEW YORK Source
  7. (Courtesy of CBC News) I would love to see a tougher law be put into place here in Quebec. 1st time you get caught or caught again you lose your license for life or you can spend life in prison. These idiots should not get any chances.
  8. November 12, 2013, 8:55 a.m. ET National Bank Completes Acquisition of TD Waterhouse Institutional Services' Business -- This transaction further confirms National Bank Correspondent Network's leadership position by adding 260 market intermediaries, $35 billion of assets under administration and 130,000 end-clients to its book of business -- The acquisition marks another major step in National Bank's expansion of its wealth management platform across Canada MONTREAL, Nov. 12, 2013 /CNW Telbec/ - Following receipt of all required regulatory approvals, National Bank of Canada ("National Bank" or the "Bank") (TSX: NA) today announced the completion of its acquisition of TD's institutional services business known as TD Waterhouse Institutional Services (TDWIS). This business will be integrated into National Bank's Correspondent Network ("NBCN"), which is Canada's largest provider of custodial, trading, clearing, settlement and record keeping services to independent registered portfolio managers and introducing brokers. Building on its large existing client base, NBCN will be servicing over 400 independent market intermediaries across the country who collectively manage or administer $85 billion for almost one-half million Canadian investors once the TDWIS business is brought on board. This acquisition greatly extends NBCN's reach, further confirming its status as the clear leader in this growing and important segment of the securities industry. "This transaction is another major step in the implementation of National Bank's strategy of expanding across Canada by broadening the footprint of our wealth management platform" said Luc Paiement, Executive Vice President, Wealth Management, Co-President and Co-CEO of National Bank Financial. "It will add considerable scale to our operations and, in the process, bring a number of appreciable benefits to all National Bank wealth management clients in the form of new products and services". "In the last few months we have met with many of our new clients, and are very pleased with the trust and confidence they have shown by joining us. We are committed to delivering to them the same industry leading service and support we have been providing NBCN's clients with for the past 20 years." said Patrick Primerano, Co-CEO of NBCN. "We are proud that all 64 TDWIS employees to whom we made offers have accepted them, and we look forward to welcoming them into our NBCN team of professionals." This transaction is accretive to National Bank's bottom line, adding $0.12 of earnings per share for fiscal 2014 and $0.14 for fiscal 2015, assuming the full benefit of the acquisition is realized in fiscal 2014. As a result of the acquisition, National Bank's Basel III Common Equity Tier 1 ratio will be reduced by approximately 40 basis points as at National Bank's quarter ending January 31, 2014. Client conversion is expected to be completed in the 8 months following the closing of the transaction, and a transition services agreement will be in place in the interim. About National Bank of Canada With $187 billion in assets as at July 31, 2013, National Bank of Canada (http://www.nbc.ca), together with its subsidiaries, forms one of Canada's leading integrated financial groups, and was named among the 20 strongest banks in the world by Bloomberg Markets magazine. The Bank has close to 20,000 employees and is widely recognized as a top employer. Its securities are listed on the Toronto Stock Exchange (TSX: NA). Follow the Bank's activities via social media and learn more about its extensive community involvement at clearfacts.ca and commitment.nationalbank.ca. About National Bank Correspondent Network At the service of its clients for more than 20 years, National Bank Correspondent Network has become Canada's largest provider of custodial, trading, clearing, settlement and record keeping services to independent registered portfolio managers and introducing brokers by continually redefining the industry through innovative product development, expert client care and leading technology. NBCN's team is dedicated to giving its clients the very best service and the breadth of investment choices necessary to build a successful practice. Forward Looking Statements Certain statements included in this press release constitute forward-looking statements meant for its interpretation and shouldn't be used for other purposes. These forward--looking statements are made as of the date of this document. There is a strong possibility that express or implied projections contained in these forward-looking statements will not materialize or will not be accurate. The Bank recommends that readers not place undue reliance on these statements, as a number of factors, many of which are beyond the Bank's control, could cause actual future results, conditions, actions or events to differ significantly from the targets, expectations, estimates or intentions expressed in the forward-looking statements. These factors include, without limitation, the ability to attract and retain key employees who will support the acquired institutional services business, including certain senior management of the acquired institutional services business; the ability to complete the conversion of the client records, systems and operations supporting the acquired business within anticipated time periods and costs; the retention of substantially all of the clients of the acquired institutional services business following the closing; together with general factors such as credit risk, market risk, liquidity risk, operational risk, regulatory risk, and reputation risk, (all of which are described in greater detail in the Risk Management section that begins on page 57 of the Bank's 2012 Annual Report available at http://www.sedar.com); the general economic environment and financial market conditions in Canada, changes in the accounting policies the Bank uses to report its financial condition, including uncertainties associated with assumptions and critical accounting estimates; tax laws in Canada; and changes to capital and liquidity guidelines and to the manner in which they are to be presented and interpreted. The Bank assumes no obligation to update or revise these forward-looking statements to reflect new events or circumstances and cautions readers not to place undue reliance on them. SOURCE National Bank of Canada /CONTACT: (The telephone number provided below is for the exclusive use of journalists and other media representatives.): Claude Breton Assistant Vice-President, Public Affairs National Bank Tel.: 514-394-8644 H ne Baril Director, Investor Relations National Bank Tel: 514-394-0296 Copyright CNW Group 2013 http://online.wsj.com/article/PR-CO-20131112-907876.html
  9. http://www.citylab.com/navigator/2016/02/should-the-law-step-in-to-outlaw-pedestrian-cellphone-use/462669/?utm_source=SFFB From The Atlantic CityLab Officials Keep Trying, and Failing, to Outlaw Distracted Walking A proposed bill in Hawaii is the latest in a doomed line of legislative attempts to deal with pedestrians on their cell phones. EILLIE ANZILOTTI @eillieanzi Feb 15, 2016 4 Comments Image Lori Foxworth/Flickr Lori Foxworth/Flickr You’d be hard-pressed to find anyone who’d say that texting and walking mix well. New York’s (sadly fictitious) Department of Pedestrian Etiquette listed “walking with your face in a map or mobile device,” among its violations. Beyond the annoyance factor, it’s a health risk: 2010 data show that at least 1,500 people a year wound up in the emergency room after taking to the streets on their phones. The Pew Research Center has found that 53 percent of adult cell phone users have bumped into something as a result of distracted walking. And if you still don’t see the hazard, consider the La Crescenta, California, man who nearly texted himself straight into a bear. Yet people keep doing it. And when common sense fails, the law steps in. Or, at least, tries to. A bill introduced in the Hawaii House of Representatives at the end of January would ban pedestrians from crossing a street, road, or highway while using a mobile electronic device. The House Committee on Transportation deferred the bill on Wednesday, bringing to mind a similar ban proposed by the Honolulu City Council in 2011, which never reached approval. Legislative attempts to curtail pedestrian cellphone use do not have very successful track record. Carl Kruger, a former state senator from New York, introduced a proposal in 2007 that would have barred the use of electronics in intersections at the risk of a $100 fine. “Government has an obligation to protect its citizenry,” he said. The bill failed. Similarly, a 2011 Arkansas proposal to outlaw wearing headphones in both ears while walking went nowhere. (Studies have shown that, relative to texting, music isn’t even that great of a distraction.) Jimmy Jeffres, the senator behind the bill, knew it wouldn’t pass but introduced it anyway to raise awareness of the issue. "You might not get the full effect of the Boston Symphony Orchestra with one ear,” he told the Associated Press, “but you at least will be aware of your surroundings." Those lackluster outcomes didn’t stop the Utah Transit Authority from trying to slap a $50 fee on pedestrians using their phones, headphones, and other devices while crossing Salt Lake City’s light rail tracks in 2012. But the ordinance never became statewide law. Craig Frank, a Republican representative who opposed the bill, said at the time: “I never thought the government needed to cite me for using my cellphone in a reasonable manner.” (AP Photo/Ben Margot) Distracted driving laws have had a considerably easier time making it through the legislature; 46 states ban texting and 14 ban hand-held phone use entirely. But attempts to monitor how people conduct themselves while walking (or, for that matter, riding a bike) frustrate safety advocates who view pedestrians and cyclists as the most vulnerable city street users. Numerous states have proposed public awareness campaigns to direct pedestrian attention away from their phone screens and back toward their livelihoods; California’s 2014 campaign implores: “Stay Alert. Stay Alive.” Some researchers have become doubtful that such campaigns can work. Corey Basch of William Patterson University, co-author of a recent report on pedestrian distractedness at five Manhattan intersection, found that “Don’t Walk” signs failed to affect those distracted by their devices; nearly half of observed walkers who crossed against the light were looking at their phones, putting them at a greater risk, she said, than those who were paying attention to their surroundings. Consequently, she’s not sure pedestrians would heed—let alone notice—additional signage encouraging them to watch out for themselves. “The urgency to always be in touch and the fear of missing out on something has grown so strong I'm not even sure they're aware of how dangerous it is," Basch told NJ.com. sent via Tapatalk
  10. Too fat to work: The 30st man doctors say is a risk in case he topples over and crushes his colleagues Last updated at 7:03 PM on 6th September 2010 * Obese father fights for benefits after being laid off A morbidly obese father has been diagnosed as too fat to work by doctors who fear his weight may cause him to fall over and crush his colleagues. Barry Fowers, 51, who weighs a life-threatening 30 stone, worked until October last year assembling industrial power source equipment. But insurance analysts decided he was too big a risk to himself and to others and Mr Fowers reluctantly accepted voluntary redundancy. Mr Fowers - who had a heart attack when he was 30 and has been warned another would kill him - is furious that he is still classified as fit to work despite his poor state of health. Among his ailments are angina and other heart problems, diabetes, back trouble and irritable bowel syndrome. He was initially granted incapacity benefit and has a doctor’s sick note, but does not qualify for Employment and Support Allowance worth around £75 a week. Instead, he receives Jobseeker’s Allowance, which has just been reduced to £21.65 a week. Mr Fowers, who worked for ten years at Crestchic in Burton-upon-Trent, Staffordshire, said: 'I had to climb onto platforms about a metre from the ground to get to the equipment and install parts. 'They were worried I might pass out through my diabetes and have a hypothyroidism, or have a heart attack. 'The insurance people came in and did an assessment after I had a little incident. I tripped and fell over and I was off work for a few weeks. 'I had an interview with a medical person and I told them about all my different ailments. They sent a report back to work, and I had a meeting with the managing director while I was still off work. 'They said my weight was a danger to myself and to others in case I fell off a platform while I was working. 'Because I was having a lot of time off for medical reasons, I was edged towards voluntary redundancy.' Both Mr Fowers's parents were diabetic and his mother suffered serious heart problems. For the past six months, Mr Fowers has been getting by on £65.45 a week in Jobseeker’s Allowance. However, as of August 24 he was informed his allowance was reduced to £21.65, as he is only entitled to 186 days of National Insurance . 'I’m having to accept that I may never work again,' he said, 'but I’ve paid tax and National Insurance for 34 years and I think the country should do something in return.' Mr Fowers's wife Shirley works as a part-time carer and their income is jointly assessed. His unemployed son Peter, 29, lives at the family home in Hatton, Staffordshire. Mrs Fowers said: 'One of the main reasons he volunteered to take the pay-off was because he was classed as a potential danger to himself. Also, he was a potential risk to his work colleagues in case he fell on them. 'Some days, his IBS can be so severe he can’t make it upstairs and I have to stand my husband in the shower and wash him down.' She added: 'I can’t afford to keep him. I may as well pack my husband’s bags and chuck him on the street.' Mr Fowers is currently seeking work, but has had no response from the job applications he has filled in. He said: 'Some of the applications asked "Have you got medical conditions?" and I’ve filled it in that I’ve got a heart condition and diabetes, and that does go against me. 'It does get you down. I have tried dieting, exercising and lifestyle changes. 'I have been offered the possibility of having a gastric band or bypass fitted but I’m a bit dubious about surgery. With my heart condition I think if I went under the knife I might not wake up. 'I may only live another three years.' http://www.dailymail.co.uk/news/article-1309407/The-30st-man-work-case-topples-crushes-colleagues.html
  11. (Courtesy of the Financial Post) Reason I put it in culture, it seems more of a Quebec culture to be more laid back and no really care about material wealth, but that is my own point of view.
  12. It is among the cities most heavily indebted and at risk of defaulting on its loans, according to Nomura Holdings Inc By Enda Curran - Jun 10, 2015, 20:21:07 Under a plan approved by China's State Council yesterday, Wenzhou will develop more types of bonds and allow trading of unlisted equities, technology and cultural products, according to a statement on the government’s website. Wenzhou is among the Chinese cities most heavily indebted and at risk of defaulting on its loans, according to Nomura Holdings Inc. In a new analysis described as one of the first of its kind, Nomura has dug into China's lending trail to see which cities and provinces are creaking under debt. They examined credit risks covering 30 provincial authorities and 265 cities. The report comes as bad loans and defaults in China tick higher and local governments struggle to meet repayments after years of binge borrowing to build roads and bridges and keep the economy growing. Mizuho Securities Asia estimates China's regional liabilities have now reached 25 trillion yuan ($4 trillion), bigger than Germany’s economy. Here's what Nomura's research found: the highest default risk is concentrated in the coastal and western provinces. Central China fares better. The danger provinces include Qinghai, Zhejiang, Liaoning, Hainan, Jiangsu, Fujian, Guizhou, Gansu, Chongqing and Heilongjiang. "Assessing the geographic distribution of risks is becoming increasingly important, particularly as China’s bond market is on the verge of explosive growth," Nomura analysts led by Yang Zhao wrote in the report. Among the cities, about 60 so-called third and fourth-tier cities carry the highest risk. These include: Datong in Shanxi province, followed by Sanya in Hainan, Wulanchabu in Inner Mongolia, Ganzhou and Shangrao in Jiangxi, Lishui in Zhejiang, Wenzhou in Zhejiang and Bazhong in Sichuan. First-tier cities like Beijing and Shanghai fared better in the analysis, helped by stronger economic fundamentals. Nomura used 13 indicators that cover four risk areas: property market, fiscal, financial and economic fundamentals. China isn't the only country with heavily indebted cities or state governments. In the U.S., Detroit and Stockton, California both emerged from bankruptcy in the past year. It's the pace of Chinese borrowing and a lack of transparency around how much debt there is that has investors worried. Nomura estimates that China's local government bond market may balloon from around 1.2 trillion yuan to 12 trillion yuan by 2020. A string of defaults would gum up the lending system, bring economic growth to a halt and runs the risk of social unrest. So the idea is to keep the credit flowing. http://bloom.bg/1cMoOph Sent from my iPhone using Tapatalk