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97 résultats trouvés

  1. http://www.finance-investissement.com/nouvelles/industrie/pourquoi-montreal-est-elle-un-joueur-de-classe-mondial-en-matiere-d-investissement-alternatif/a/63049
  2. http://finance.yahoo.com/news/canadian-baby-boomers-stand-inherit-100000876.html TORONTO, June 6, 2016 /CNW/ - Baby boomers in Canada will inherit an estimated $750 billion over the next decade in the country's largest-ever transfer of wealth, one that is expected to alter the retirement landscape and have potentially significant economic impacts, finds a new CIBC Capital Markets report. Canada currently has just over 2.5 million people over the age of 75, of which close to 45 per cent are widowed, the report says. The number of elderly people in Canada today represents a 25 per cent jump over the level seen a decade ago. "We estimate that the coming decade will see close to $750 billion exchanging hands, almost 50 per cent more than the estimated amount of inheritance received over the past decade," says Benjamin Tal, Deputy Chief Economist, CIBC Capital Markets, who authored the report The Looming Bequest Boom – What Should We Expect? "The transfer is estimated to boost the asset position of Canadians 50-75 years old by no less than 20 per cent." There will be even more Canadians aged 75+ in the next decade, who will not only be the largest cohort of that age group on record, but also wealthiest, with an estimated total net worth north of $900 billion. He expects this shift in wealth, coming when boomers themselves are approaching retirement age, can potentially impact Canada's retirement landscape as well as many facets of the economy, including labour force participation, the real estate markets and transform income inequality into wealth inequality.
  3. Les Québécois deviennent de plus en plus entrepreneurs Publié le 20 mai 2016 à 22h02 GILBERT LEDUC Et si les Québécois avaient finalement attrapé la piqûre de l'entrepreneuriat? Les premiers résultats d'une enquête du Global Entrepreneurship Monitor (GEM) - qui sera publiée en juin - portant sur l'activité entrepreneuriale dans plusieurs économies développées à travers le monde tendent à confirmer le bien-fondé de cette assertion. Cette semaine, à l'occasion du 41e congrès de l'Association des économistes québécois, le professeur Marc Duhamel, de l'Institut de recherche sur les PME de l'Université du Québec à Trois-Rivières (UQTR), a levé le voile sur l'un des volets de cette enquête réalisée dans le cadre d'un projet d'envergure internationale - lancé il y a près d'une vingtaine d'années - visant à évaluer les activités entrepreneuriales dans une centaine de pays. Les experts mesurent, entre autres, le taux d'activité entrepreneuriale émergente, c'est-à-dire l'activité entrepreneuriale des personnes âgées de 15 à 64 ans qui amorcent le démarrage de leur entreprise et qui ont versé moins de 42 mois de salaires. Selon le scoop révélé par Marc Duhamel, le taux d'activité entrepreneuriale émergente au Québec est de 13,3 %, ce qui place la Belle Province au premier rang parmi une trentaine de pays et régions. Le Québec devance notamment le Canada (13,2 %), les États-Unis (11,9 %) et l'Allemagne (4,7 %). L'an dernier, le Québec (10,5 %) se classait au neuvième rang. «Il s'agit d'un portrait très encourageant de la situation entrepreneuriale au Québec», a souligné l'économiste de l'UQTR. Un résultat qui est lié aux constats émis, ces dernières années, par la Fondation de l'entrepreneurship qui publie annuellement l'Indice entrepreneurial québécois, un outil mesurant l'intérêt des Québécois à se lancer en affaires. L'an dernier, l'Indice entrepreneurial québécois notait une légère hausse des taux d'intentions d'entreprendre et de démarches par rapport à 2014, principalement en raison du dynamisme des jeunes de 18 à 34 ans. Génération différente François Gilbert est pdg d'Anges Québec, un regroupement de 180 anges investisseurs. «Je passe ma vie avec des jeunes entrepreneurs qui veulent se lancer en affaires», a-t-il précisé. Il n'a pas besoin de consulter des études et des enquêtes pour se rendre compte de l'engouement des jeunes pour l'entrepreneuriat. «La volonté d'entreprendre est perçue de plus en plus positivement par les jeunes», a-t-il mentionné. «Il y a quatre ou cinq ans, lorsque je me rendais rencontrer les finissants de l'École de technologie supérieure à Montréal pour parler d'entrepreneuriat, il y avait une vingtaine de personnes dans la salle. Cette année, elles étaient au moins 80. «J'entends encore les responsables dans les universités me supplier de les aider pour faire connaître l'entrepreneuriat aux étudiants. Aujourd'hui, ces derniers cognent à leurs portes pour soumettre des projets d'entreprise.» François Gilbert a constaté également que la jeune génération d'entrepreneurs est bien différente des précédentes. Les jeunes vont préférer se lancer en affaires en groupe plutôt qu'en solitaire parce qu'ils désirent avoir une vie plus équilibrée et ne pas se taper des semaines de travail de 80 heures. «Ils veulent faire de l'argent. Ils veulent créer des emplois. Ils veulent surtout être des entrepreneurs responsables et respectueux du milieu dans lequel ils vivent», a ajouté M. Gilbert en signalant le cas d'un jeune brasseur qui tient à donner 5 ¢ pour chaque bouteille de bière vendue à des projets communautaires. «Dépassé, le Québec inc.» Par ailleurs, il a noté que les jeunes gens d'affaires ne se reconnaissent pas dans le fameux Québec inc. «C'est un peu dépassé. Il va falloir probablement le recréer, le Québec inc.» Le pdg d'Anges Québec a également insisté sur l'apport des immigrants. «Il ne faudrait pas sous-estimer l'envahissement des entrepreneurs français présentement au Québec. Les jeunes Français trouvent la situation actuelle décourageante dans leur pays. Ils sont très nombreux à mettre le cap sur le Québec.» Pour François Gilbert, les entrepreneurs québécois, en général, ont encore des croûtes à manger pour rayonner à l'étranger. «Nos entrepreneurs sont excellents pour développer des produits. Il faut maintenant qu'ils apprennent à les vendre.» Pdg de Teralys Capital, le plus grand investisseur spécialisé en innovation au Canada, Jacques Bernier croit, pour sa part, que le Québec a tous les atouts dans son jeu pour se démarquer économiquement. «Les entrepreneurs sont beaucoup plus ouverts sur le monde que nous l'étions, il y a 20 ou 30 ans. Ils bénéficient d'avantages structurels et fiscaux très favorables et de la chaîne de financement la plus complète au Canada.» «Nous devons maintenant passer d'un environnement de start-up à celui d'un scale-up. Nos entreprises qui réalisent actuellement des ventes de 10 millions $ doivent viser les 100 millions $.» L'agence de rencontre des fortunés et des jeunes pousses Costco et Yahoo! n'ont pas toujours été des multinationales. À une époque, elles n'étaient que de minuscules entreprises en démarrage. Pour les aider à faire leurs premiers pas, elles ont pu bénéficier des billets verts d'anges investisseurs. «Au Québec, un ange investisseur doit avoir au moins 1 million $ disponible pour investir», explique François Gilbert, pdg du réseau Anges Québec qui rassemble 180 membres. «En passant, des gens riches au Québec, il y en a beaucoup plus que l'on pense. Et ce ne sont pas toujours les plus visibles.» «Les anges sont des hommes et des femmes qui ont eu une belle carrière, qui ont vendu leur entreprise, qui ne veulent plus être des entrepreneurs à temps plein, mais qui veulent demeurer actifs», poursuit François Gilbert, qui participait, cette semaine, au 41e congrès de l'Association des économistes québécois. «Ce qu'un ange fait de plus important pour un entrepreneur, ce n'est pas d'investir de l'argent dans sa compagnie, mais plutôt d'investir du temps pour lui. Pas pour le contrôler. Pour l'aider à devenir meilleur.» L'entrepreneur qui se lance en affaires fracasse d'abord son petit cochon. Il demande aussi de l'amour en espèces sonnantes et trébuchantes - du love money - à ses parents et amis. Il se tourne également vers le capital de risque. «Les anges, eux, mettent de l'argent sur la table au moment où personne ne veut le faire.» Aux États-Unis, sur une période de 10 ans, le capital de risque a investi, en moyenne, 29,4 milliards $US par année dans les entreprises en démarrage. Les anges investisseurs, pour leur part, ont déplié 22,6 milliards $US. L'apport du love money est encore plus considérable : 60 milliards $US. Quant au nombre d'investissements, le capital de risque en a réalisé 3606 en 2014. Les anges, 73 000. 110 M$ pour le démarrage Depuis 2008, les membres d'Anges Québec ont réalisé 97 investissements dans 64 entreprises. «Dans 50 % des cas, il y a eu deux ou trois investissements dans la même entreprise», fait remarquer François Gilbert. C'est le cas, notamment, du fabricant des produits de thérapie cellulaire de Québec, Feldan Therapeutics, qui a bénéficié de trois rondes de financement de la part d'Anges Québec. En tout, c'est 41 millions $ que les anges ont sortis de leurs poches. Pour lui assurer un bon rendement, un ange détient un portefeuille comptant généralement de 10 à 15 investissements. En s'avançant pour épauler une jeune pousse, Anges Québec entraîne souvent d'autres partenaires. Ceux-ci ont suivi et ont mis à leur tour 52 millions $ sur la table. Avec les 16,6 millions $ provenant du fonds d'investissement Anges Québec Capital commandité par Investissement Québec, la Caisse de dépôt et placement du Québec et le Fonds de solidarité FTQ afin d'accompagner financièrement les membres du réseau d'Anges Québec, «c'est 110 millions $ qui ont été investis dans le démarrage d'entreprise chez nous», a indiqué François Gilbert. De l'argent, les anges en font tomber du ciel dans toutes les régions du Québec et dans tous les secteurs de l'économie. Le pdg déplore, par contre, l'absence de projet du côté du secteur manufacturier. «Malheureusement, le manufacturier au Québec, c'est out! Il faut se préoccuper de la situation. C'est beau de parler de relève d'entreprise et d'amélioration de la production, mais il faut que nous fassions d'autres bébés dans le manufacturier.» http://www.lapresse.ca/le-soleil/affaires/actualite-economique/201605/20/01-4983850-les-quebecois-deviennent-de-plus-en-plus-entrepreneurs.php
  4. Un intéressant et complet dossier dans La Presse Affaires du Vendredi 19 mars lève le voile sur une nouvelle histoire de fraude majeure à Montréal. Une importante entreprise financière américaine, établie à Montréal, en est la principale victime. Quand est-ce que cela va arrêter?? Ces gens ne réalisent pas le dommage substantiel qu'ils font à notre économie? GE Capital: présumé détournement de fonds (Montréal) L'entreprise de financement GE Capital croit qu'elle a été victime d'un détournement de fonds. L'affaire touche trois entreprises de la construction et un petit encanteur de Montréal. L'institution, associée au géant General Electric, soupçonne un de ses cadres supérieurs de Montréal d'avoir participé à ce détournement d'au moins 1 million de dollars, entre 2007 et 2009. Les faits entourant cette histoire sont notamment relatés dans une requête déposée en Cour supérieure, le 3 février. Selon le document, l'ex-vice-président de GE Capital, Carlo Fargnoli, aurait fait trois versements inexpliqués totalisant 1 million à la firme JK Auction, un petit encanteur de Montréal. Les versements auraient été faits dans le cadre de financements pour la relance de trois entreprises de la construction lourde. Après enquête, GE Capital a soupçonné une fraude et congédié M. Fargnoli, le 18 janvier. Carlo Fargnoli travaillait depuis 2003 au siège social canadien de la multinationale, à Montréal. Il agissait à titre de vice-président, gestion des risques et restructuration. Les soupçons de GE Capital, faut-il préciser, n'ont pas été prouvés en cour. Selon la requête, les trois versements n'ont pas fait l'objet de vérifications diligentes et n'ont pas reçu les autorisations appropriées. De plus, les documents justifiant ces trois commissions seraient manquants. JK Auction, qui a reçu les fonds, est un encanteur sans adresse commerciale connue, selon la requête. JK est plutôt situé dans un haut de duplex résidentiel de la 40e Avenue, à Montréal. Son seul propriétaire, Jonathan Kruk, est un étudiant universitaire de 24 ans, selon la requête. Ce sont les contrôleurs financiers de GE Capital qui ont levé des drapeaux rouges sur cette affaire, l'été dernier. «Ils ont observé que certains comptes non rentables étaient refinancés à répétition avec des fonds additionnels de GE malgré leur non-rentabilité et que des montants significatifs d'argent comptant étaient utilisés pour financer les transactions de restructurations, sans documents appropriés», est-il écrit dans la requête. Selon une enquête de La Presse Affaires, GE Capital a perdu 14 millions de dollars dans la faillite de deux des trois groupes de construction en cause (voir autre texte en page 2). Carlo Fargnoli a été rencontré en septembre et en décembre par des responsables de GE. Il aurait reconnu ne pas avoir fait de vérification diligente sur JK Auction et n'aurait pu fournir de justifications précises pour les paiements totalisant 1 million, soutient la requête. Carlo Fargnoli aurait expliqué que JK Auction servait d'intermédiaire pour acquérir, détenir et revendre les actifs d'entreprises en restructuration pour le compte de GE, selon la requête. JK Auction recevait des commissions pour chacun de ces dossiers pour effectuer le transit des actifs, aurait dit M. Fargnoli. Toujours selon la requête, les commissions étaient négociées uniquement entre lui et M. Kruk. GE a demandé à Jonathan Kruk d'obtenir une copie des documents financiers et des états de compte bancaires de JK, mais ce dernier aurait refusé, selon la requête. GE n'aurait pas davantage été en mesure de rencontrer M. Kruk en personne. Construction Selon la requête, GE examine de possibles autres transferts de fonds non conformes à JK dans d'autres dossiers de restructuration. Pour le moment, les trois entreprises en restructuration nommées dans la requête viennent du secteur de la construction. Il s'agit d'Atlas Asphalte, d'Excavations D.P. et de Béton Grilli. Dans le dossier d'Atlas Asphalte, le transit d'actifs par JK Auction aurait donné lieu à une «commission» de 300 000$, en décembre 2007. GE avait alors fait un prêt de quelque 5 millions de dollars dans le cadre de la relance de l'entreprise, selon des documents dont nous avons copie. À l'automne 2008, Atlas a vu ses actifs réunis à ceux d'Excavations D.P. La transaction a de nouveau été financée par GE Capital et a encore donné lieu à un versement de 300 000$ à JK Auction, indique la requête. Le refinancement s'élevait à quelque 13 millions, selon des documents en cour. Enfin, dans le cas de Grilli, GE a fait un prêt de 5,8 millions dans le cadre d'une restructuration, remplaçant la Banque de Montréal comme prêteur. Le transit d'actif a une fois de plus débouché sur une commission non documentée de 400 000$ à JK, en mars 2007, selon la requête. Pour tirer l'affaire au clair, GE Capital s'est adressée à la Cour supérieure pour obtenir l'accès aux documents bancaires de JK Auction détenus par une succursale de TD Canada Trust, rue Chabanel, à Montréal. Dans ses démarches en cour, GE utilise une procédure rare appelée ordonnance Norwich. Poursuite pour diffamation GE marche sur des oeufs dans cette affaire. L'entreprise fait l'objet d'une poursuite de 4,7 millions de dollars pour diffamation de la part de Carlo Fargnoli. La requête a été intentée en novembre 2009 après que M. Fargnoli eut été, dans un premier temps, démis de ses fonctions avec solde. Carlo Fargnoli soutient dans sa requête que GE l'a diffamé en le liant à des activités criminelles. En septembre dernier, le supérieur de M. Fargnoli l'avait rencontré pour lui dire que l'entreprise avait des préoccupations à son sujet concernant sa participation à des activités liées «au monde interlope et aux crimes en cravate». En réplique à cette poursuite, GE demande le rejet de la requête, car elle soutient, entre autres, qu'elle n'a pas diffusé de tels propos à l'extérieur de l'entreprise et qu'elle ne peut donc être accusée de diffamation. L'entreprise veut tout de même se protéger: dans sa requête Norwich impliquant JK, elle demande que les procédures soient mises sous scellé, entre autres pour éviter de nuire à la réputation de M. Fargnoli advenant qu'il soit innocent. GE Capital: documents disparus, suicide et pertes étranges (Montréal) Une série d'événements troublants entourent l'un des principaux dossiers sur lesquels enquête GE Capital, dont un suicide, la disparition de documents comptables et des pertes inexpliquées. Voici ce que La Presse Affaires a appris. Les institutions financières brassent beaucoup d'argent, mais ce n'est pas tous les jours qu'elles perdent 14 millions de dollars avec un seul dossier. C'est pourtant ce qui est arrivé à GE Capital dans une affaire qui touche des entreprises de la construction de Montréal. Les problèmes de GE ont pris naissance à l'automne 2007. À l'époque, l'entrepreneur Joe Iacovelli cherchait ardemment des fonds pour assurer la survie de son entreprise Atlas, qui offrait des services de pavage et de déneigement. GE Capital accepte alors de prêter quelque 5 millions de dollars à Atlas, moyennant des garanties sur tous les équipements. L'affaire est bouclée le 27 novembre 2007, selon les documents en Cour, au grand plaisir des créanciers d'Atlas. Mais le plaisir est de courte durée. Deux mois plus tard, en janvier 2008, l'entreprise fait une série de chèques sans provision, malgré les nouveaux fonds de GE Capital. Le créancier qui s'en plaint est Revenu Québec. Après avoir interrogé Joe Iacovelli, Revenu Québec conclut que l'homme d'affaires a perdu le contrôle de son entreprise aux mains de tierces parties inconnues. «Joe Iacovelli prétend que de fausses factures sont émises par des tiers au nom d'Atlas et que d'importantes sommes sont ainsi encaissées dans des centres d'encaissement, comme si Atlas cherchait à cacher des revenus au détriment des créanciers», écrit Revenu Québec dans une requête en Cour supérieure. Toujours selon cette requête, Joe Iacovelli a dit à Revenu Québec que «Atlas serait totalement étranger à ces opérations et n'en tirerait aucun profit». Un suicide Face à ce constat, Revenu Québec demande à la Cour, en avril 2008, de nommer un séquestre pour contrôler les entrées et sorties de fonds chez Atlas. La firme Litwin Boyadjian entre donc en scène. «Mon mandat n'était pas de vérifier les allégations de Revenu Québec, non prouvée en Cour, mais de contrôler les activités. Je n'ai rien vu de bizarre sous mon contrôle jusqu'à la mauvaise nouvelle», a dit Noubar Boyadjian à La Presse Affaires. La mauvaise nouvelle concerne Joe Iacovelli. Le 5 juin 2008, l'homme dans la soixantaine est retrouvé mort dans sa résidence. Il s'est suicidé, nous confirme Noubar Boyadjian. «Monsieur avait beaucoup de dettes», nous dit M. Boyadjian. Avec la perte de son principal dirigeant, Atlas a dû être de nouveau restructuré. Le financier GE Capital trouve parmi ses clients des repreneurs, également dans le secteur de la construction, soit l'homme d'affaires Piero Di Iorio et sa femme Danielle Poitras. À l'automne 2008, GE prête donc près de 6 millions aux entreprises de Piero Di Iorio pour racheter les actifs d'Atlas. En plus, GE Capital accepte de verser 7 millions pour refinancer les autres entreprises du couple Di Iorio/Poitras, selon des documents en Cour. Financement total: 13 millions. Parmi les autres entreprises du couple Di Iorio/Poitras, mentionnons D.P. Excavations, mais également Location d'auto Fantaisie, une firme qui loue des Porsche, des Ferrari, des Hummer et autres voitures de luxe. En échange des fonds, GE prend en garantie tous les actifs de ces entreprises, par exemple les camions à benne, les bulldozers, les chasse-neige et les immeubles. Il s'agit d'une pratique courante dans l'industrie bancaire. Ainsi, en cas de faillite, GE pourra saisir les biens et se faire rembourser sa dette en priorité sur les autres créanciers. Mais encore une fois, la relance tourne court. Dès janvier 2009, D.P. commence à accumuler des défauts de paiement malgré le refinancement, indique une requête en Cour supérieure. Coup sur coup, les entreprises de Piero Di Iorio sont donc placées en faillite au cours des mois suivants. Ces entreprises doivent quelque 29 millions de dollars à leurs 310 créanciers, dont 18,4 millions à GE Capital, si l'on inclut les intérêts cumulés. »Crimes en cravate»? Les contrôleurs de GE Capital ne restent pas inactifs devant ces financements non rentables à répétition. Le 11 septembre, l'entreprise suspend le vice-président responsable de ces dossiers, Carlo Fargnoli. Selon une autre requête en Cour, l'entreprise soupçonne Carlo Fargnoli d'être lié «au monde interlope et aux crimes en cravate». Pour récupérer son dû, GE mandate le syndic de faillite Aberback & Lapointe. Le syndic tente alors de saisir les biens des entreprises de Piero Di Iorio, mais il appert que la partie n'a pas été facile. En arrivant au siège social du groupe, rue La Martinière, à Rivière-des-Prairies, le syndic aurait été accueilli par des «menaces de vol et de bris d'équipement», selon une requête en Cour. Toujours selon la requête, Aberback & Lapointe aurait constaté que le disque dur de l'ordinateur principal aurait été «arraché» et que les documents importants de l'entreprise auraient disparu. Enfin, certains des camions et des chargeuses-pelleteuses (pépines) à saisir auraient été introuvables. Aberback finit par retracer le matériel sur divers chantiers de Montréal, certains financés par des fonds publics. Parmi eux, mentionnons le chantier du manège militaire de la rue Notre-Dame, dans l'est de Montréal, et celui de l'École des métiers de la construction, rue Parthenais. Une perte de 25 millions Les équipements sont finalement saisis et vendus à l'encan, en février. Mais surprise: le matériel ne vaut qu'une fraction des créances de l'entreprise. Au total, la valeur nette des biens saisis, immeubles compris, ne dépasse guère 4 millions de dollars, nous indique Pierre Martin, représentant d'Aberback & Lapointe. Autrement dit, la perte des créanciers du groupe s'élève à 25 millions, soit l'écart entre les créances totales (29 millions) et la valeur nette (4 millions). Les créanciers ordinaires ne toucheront rien, puisque les dettes de GE, garanties, ont priorité. Malgré cette priorité, la perte de GE dans cette affaire s'élève à plus de 14 millions de dollars. «L'écart entre la valeur des biens et la dette est très élevé, effectivement. Pour le moment, c'est difficile à expliquer. Mais éventuellement, on fera enquête et on cherchera à voir s'il y a des transactions révisables», nous a dit M. Martin.
  5. To stay sexy, must the German capital remain poor? Sep 17th 2011 | BERLIN | from the print edition Still on the edge CLOUD clamps on to the rooftops in October and stays until April. The language seems equally forbidding to many. Berlin’s streetscapes and restaurants dazzle less than those of Paris or London. Apart from that, it is hard to find fault with the city. Berlin has music, art and nightlife to rival Europe’s more established capitals, but not their high costs and hellish commutes. It is a metropolis with the lazy charm of the countryside. It took a while for people to notice. After the brief euphoria of unification in 1990, the West’s subsidised industry and the East’s socialist enterprise collapsed alongside each other. On measures like employment, public debt and school performance, Berlin ranks at or near the bottom among Germany’s 16 states (it is one of three city-states). Klaus Wowereit, who hopes to be re-elected to a third term as mayor on September 18th, memorably branded the city “poor but sexy”. That is its magnetism. The federal government’s move to Berlin from Bonn in 1999 was a political decision. “Creative” folk are drawn from across Europe and America by cheap studios and frontier-like freedoms. Berlin’s centre still has voids to be built on and argued about. “Easyjetsetters” infest clubs and bars at weekends. More than 1m newcomers have replaced Berliners who have died or left the city since the 1990s. Effervescence pulls in investors. Google plans an “institute for the internet and society”. Industrial clusters have formed in health, transport and green technology. Parts of the media have relocated from Hamburg. Germany will never be as centralised as Britain or France, but if people have something to say to a national audience they tend increasingly to say it in Berlin. Since 2004 Berlin has created jobs at a faster pace than the German average. It leads the country in business start-ups. But the city is defined as much by its inertia as by its energy. A fifth of Berliners live off social transfers. Unemployment is still close to double the national rate because the workforce has recently expanded almost as quickly as the number of jobs. In Berlin “aspiration can be a negative word,” says Philipp Rode of the London School of Economics. Much of its energy comes from outsiders. Even the aspiring are often thwarted: 29% of social scientists and 40% of artists are jobless, according to DIW, a Berlin think-tank. Mr Wowereit, a Social Democrat, strives to channel the city’s edginess while reassuring Berliners weary of change. That is one reason why he is likely to win re-election. (The main suspense involves the Greens, which could replace the ex-communist Left Party as Mr Wowereit’s coalition partner, and the open-source-inspired Pirate Party, which might enter a German state legislature for the first time.) But the straddle is becoming harder. Rents, although still low, have jumped by 30% since 1999. The Swabian yuppie, with multiple offspring and a fondness for coffee bars, is a widely despised figure. “Berlin’s drama”, wrote Berliner Zeitung, a local newspaper, is that its “creative richness is inseparable from its economic poverty.” That will be Mr Wowereit’s puzzle, if he wins
  6. Étienne Morin

    Carrefour Charlemagne

    Le territoire délimité continue de se développer et de nouveaux édifices ont été construits lors des derniers mois. Photos : First Capital Envoyé de mon iPad avec Tapatalk
  7. Another day another poor article about our fair city. Montreal: the jobless capital of Canada Posted on 8/13/2015 10:56:00 PM by Andrew Brennan Inside CAE, which announced Wednesday it was cutting nearly 300 jobs from its flight-simulator facility. Montreal is the jobless capital of Canada, according to Statistics Canada figures. PHOTO: CTV MONTREAL Montreal was once Canada's commercial capital and is considered by many to be its cultural capital—but according to new Stats Can figures it is definitely the unemployment capital of Canada. The latest figures from Statistics Canada puts the jobless rate for metropolitan Montreal at 8.9 per cent, starkly higher than the national average of 6.8 per cent. Some attribute this to taxes. "In Montreal business tax rates are four times what you have in the residential sector, it's one of the highest in Quebec," Senior Vice-President of the Canadian Federation of Independent Business Martine Hébert told CTV News. Others point to demographics, with a metro population growing faster than the jobs can be created. "We want to reverse a little bit the mood right now that is more austerity to prosperity because we need to create an environment where people will feel that it's time to invest," President of Quebec's Council of Employers Yves-Thomas Dorval admitted. The council has other good news. According to the QCE, Quebec has actually created about 40,000 net jobs since the Couillard Liberals were elected. Over 20,000 jobs were created in Quebec last month, but high-paying careers such as in aerospace and engineering are still seeing huge layoffs. On Wednesday, CAE announced it was eliminating nearly 300 jobs from its flight-simulator facility. Other aerospace companies, like Bell Helicopter and Bombardier, have also laid off hundreds of Montreal workers in 2015.
  8. List of restaurants Hanoi provided and evaluated on EatOut.vn: 1. Pots'n Pan Restaurant Style cuisine is Pots'n Pans innovative blend of style Asian cuisine combined with modern techniques of Europe. Address: 57 Bui Thi Xuan 2. Ly Club Restaurant Situated in the city center with walking distance from Grand Opera House near Hanoi, Hoan Kiem Lake, the Sofitel Metropole, Hilton and Old City Quarter. Built in the late 19th century, the same time with the legendary Long Bien Bridge, French colonial property has undergone tremendous changes phase represents the character, history and charm of the city capital. This building is currently being redesigned style fashion and elegance with a wine cellar, cocktail bar, a gourmet restaurant and a theater. Ly Club Hanoi is a cozy, elegant, where you can forget about the outside world unrest and seeking facilities for basic senses of humans with attractive flavors of Vietnam cuisine and Western, pleasant music, ethereal scent, harmonious atmosphere and impeccable service. Address: 4 Le Phung Hieu 3. Wild Rice Restaurant At Wild Rice, we wish to invite you to feel the opposite of modern Hanoi in eating places quite serene contrast to the bustling street where there are many activities and noise, touches centuries tradition of hospitality with modern views and ambitions. Wild Rice - inspired by the sense of Hanoi to give you the flavor of contemporary Vietnamese cuisine. Address: 6 Ngo Thi Nham 4. Saigon Restaurant Unlike the two remaining restaurant, Saigon restaurant put on a calm and nostalgic with dark wood furniture with luxurious decorations in warm colors. The restaurant's chef will introduce guests to traditional Vietnamese dishes attractive, blends traditional culinary culture with modernity. Along immersed in a warm space with beautiful views of West Lake and an outdoor swimming pool, or you can also choose to observe the dishes prepared under the talented hands of chefs in the kitchen open. Address: Hotel Intercontinental Hanoi Westlake, 1A Nghi Tam 5. Restaurant Indochine 1915 Indochine 1915 is the first restaurant of the chain's restaurants Alphanam Food Corporation, which was built with the exchange of culinary culture 3 Indochina, with the arrival of European cuisine in general and France in particular cuisine the early twentieth century. Located in the heart of the capital, in 1915 Indochine carrying the breath of an origin - a land of culinary cultures that subtly elegant and luxurious, classic but cozy space with the ancient villa is Indochinese architecture, an embodiment of the French school of architecture. We hope to bring customers the meals with bold flavor Eurasian tradition through the buffet dinner at the hands and hearts of talented Chef André Bosia from France. Indochine restaurant in 1915 promises to you sincere atmosphere, warm with new experiences in each dish. Address: 33 Ba Trieu
  9. Stage is set for Montreal to grow as a technology startup hub BERTRAND MAROTTE MONTREAL — The Globe and Mail Burgeoning tech companies are on the rise in Canada, attracting funding and IPO buzz in hubs across the country. Our occasional series explores how each locale nurtures its entrepreneurs, the challenges they face and the rising stars we’re watching. Montreal provides an ideal setting for the early care and feeding of tech startups. The city boasts a lively cultural milieu, a party-hearty mindset, cheap rents and a bargain-priced talent pool. ALSO ON THE GLOBE AND MAIL MULTIMEDIAStartup city: The high-tech fever reshaping Kitchener-Waterloo What it doesn’t have, though, is sufficient critical mass to propel promising tech companies forward in their later stages. Case in point: VarageSale Inc., the mobile app and listings marketplace that serial entrepreneur Carl Mercier co-founded with his wife Tami Zuckerman three years ago. Mr. Mercier and Ms. Zuckerman were quite content in the early going with the Montreal zeitgeist and support from the city’s tightly knit startup community as they nurtured their baby, a combination virtual garage sale, swap meet and social meeting place. But as VarageSale took off, the burgeoning company was no longer able to feed its growth relying only on Montreal resources. Mr. Mercier eventually opened an office in Toronto to tap into the wider and deeper software-developer talent pool in the Toronto-Waterloo corridor and he ultimately decided to move the head office to the Queen City. “We were growing extremely fast. We were hiring like gangbusters in Montreal but we needed to hire even faster, so we decided we needed two talent pools, but Toronto ended up growing faster than Montreal,” Mr. Mercier explains. “Occasionally, we will hire people in Montreal. “There’s a vibrant startup scene [in Montreal]. It’s not a big startup scene but it’s a vibrant one,” he adds. “There is lots of activity, a lot of events, a lot of early-stage capital. Startups can get off the ground cheaply and quickly.” It’s the later stages that present problems, according to successful local entrepreneur and angel investor Daniel Robichaud, whose password-management firm PasswordBox Inc. was bought last year by U.S. chip giant Intel. “Montreal is a terrific place to build a product but it’s not where the action is. It’s not a place to raise funding,” Mr. Robichaud said in a recent industry conference presentation. Montreal startup founders often find themselves having no choice but to move to bigger playgrounds because of a still-embryonic domestic investor scene, says Université de Montréal artificial intelligence researcher Joshua Bengio. The startup sphere in Montreal is “quite active, but the investors are too faint-hearted and short-term oriented, and so the developers often go elsewhere, particularly California and New York,” he said. In true Quebec Inc. fashion, the provincial government and labour funds have stepped in to fill the gap of funding homegrown companies. A key player is Teralys Capital, a fund manager that finances private venture capital funds that is backed by a score of provincial players – including the mighty pension fund manager Caisse de dépôt et placement du Québec, the labour fund Fonds de solidarité FTQ and Investissement Québec – said Chris Arseneault, co-founder of Montreal-based early-stage venture capital firm iNovia Capital. “They’ve been the most creative groups to try and put money at work,” he says about Teralys and its backers. Startup directory BuiltinMtl, has about 520 Montreal startups listed (excluding biotechs, film-and-tv-production houses or video-game developers). The actual number is probably closer to a “few thousand” if very early-stage startups still under the radar are included, according to Andrew Popliger, senior manager in PricewaterhouseCooper’s Assurance practice. Data from the Canadian Venture Capital and Private Equity Association indicate venture capital firms invested $295-million in Quebec last year – just 15 per cent of the Canadian total – compared with $932-million in Ontario and $554-million in B.C. Most insiders and observers agree that what works in the Montreal tech “ecosystem” is a strong sense of community. There is a spirit of collaboration and collective vision. Notman House, a repurposed mansion adjacent to Sherbrooke Street’s famous Golden Square Mile, which sits at the crossroads of the city’s tech startup scene, rents office and workstation space, stages events, and acts as an incubator and networking locale and launch pad for budding companies seeking their big break. It represents everything that makes Montreal distinct in the North American startup sphere, says Noah Redler, the venue’s campus director. “We’re not just an incubator. We’re a community centre. We bring people together and collaborate. People are supported and surrounded by [successful] entrepreneurs,” he said. “There are more startups in the Waterloo area but there is more of a community feeling in Montreal,” says Katherine Barr, the Canadian-born co-chair of C100, a Silicon Valley expat group that helps connect Canadian entrepreneurs with U.S. investors. “They’ve built a real community here. Like Silicon Valley, its co-opetition, both competing and helping each other,” Ms. Barr said during a break at AccelerateMTL, an annual conference that brings together “founders and funders.” There may not be as great a number of head offices as in Toronto but the potential for big breakthroughs in Montreal is impressive, says John Ruffolo, chief executive officer of OMERS Ventures, the venture arm of the Ontario Municipal Employees Retirement System. “For Montreal, it’s only a matter of time. They’re going to have their Shopify,” he says in reference to the Ottawa-based e-commerce platform that has become a stock market star. For now though, Montreal may have to settle for being a relatively small player and modest incubator of talent and ideas on the North American startup scene, even compared with Vancouver and Toronto.
  10. Interesting video about the new London skyscrapers http://www.archdaily.com/770542/london-is-becoming-a-bad-version-of-dubai "London is on the verge of being ruined for all future generations," says Alain de Botton – a Swiss philosopher, notable author and founder of The School of Life and Living Architecture. "With a whopping 260 towers in the pipeline no area is safe, as planners, property developers and the mayor's office commit crimes against beauty to create fun buildings." In a film for The Guardian De Botton explains why he believes we're right to be nervous – and how we can stop this "clear desecration" of the UK's capital city. sent via Tapatalk
  11. http://montrealgazette.com/news/local-news/two-montrealers-striving-to-improve-citys-economic-lot?__lsa=4920-2f19 Among the people charged with promoting Montreal’s economic development, Éric Lemieux and Dominique Anglade are on the front lines. They’re battling with other cities around the world as Montreal vies for scarce new jobs and investment dollars, often competing against lucrative incentives offered by other jurisdictions. Lemieux is trying to breathe new life into the city’s financial sector while Anglade seeks out high-tech companies, aerospace firms and life science businesses willing to invest here. Banks and insurance companies have moved their headquarters to Toronto and local stock exchanges have closed but Lemieux, who heads the private-public agency known as Finance Montreal, sees new opportunities ahead. “Canada has a stable economy with good financial regulation,” he says, and the country emerged from the 2008-09 financial crisis with a healthy banking sector. That should help to attract international banking activities. The city has an “excellent pool of talent supplied by its universities and business schools,” he says, with 8,000 students enrolled in finance programs. It also boasts much cheaper operating costs than places like New York and Boston. “Banks like BNP Paribas, Société Générale and Morgan Stanley all made the decision to locate some of their operations here.” Montreal has over 100,000 jobs in the financial sector and derives close to 7 per cent of local GDP from the 3,000 financial firms working here. It’s become an important centre for pension fund management, led by the giant provincial agency the Caisse de dépot et placement as well as other large players such as PSP Investments and Fiera Capital. The sector includes more than 250 money-management firms. The city is developing a new area of expertise in financial derivatives like futures and options on stocks, currencies and bonds, which are traded on the Montreal Exchange. And financial technology is also a selling point for Montreal. It has a growing presence in software development and information technology for the asset management industry, as traders look for every technical edge they can get. Part of Lemieux’s effort comes through the International Financial Centre program, which offers employment-based tax credits to financial firms that set up international operations here. “I think it’s a good success story,” he says. “There are more than 60 companies and 1,000 jobs that have located here” under the plan. “Seventy per cent of them would not be in Montreal if there wasn’t this support. We’re talking of $100 million in direct and indirect benefits.” Another important asset is the local venture capital industry, which finances startups and early-stage firms founded by entrepreneurs. The sector is led by such funding institutions as Teralys Capital and the Fonds de Solidarité. Put it all together and the portrait of the city doesn’t look too bad. According to the Global Financial Index — an international ranking that measures both size and industry perceptions — Montreal is the world’s 18th financial centre, up from 31st spot four years ago. Dominique Anglade runs Montreal International, the agency that prospects worldwide for foreign direct investment on behalf of the 82 municipalities in the Communauté métropolitaine de Montréal. Like Lemieux, she sees fierce competition for investment dollars. In this tough environment, the Montreal area has had its share of successes. 2013 was an exceptional year, as Montreal International helped to secure a record $1.2 billion in foreign direct investment (FDI). The year just ended will fall short of that mark but will “continue our momentum,” says Anglade. The city was recognized as having the best attraction strategy in North America in a survey by FDI Magazine, a sister publication to Britain’s Financial Times. The record performance was driven by several major expansions of foreign multinationals in the Montreal area, including French video-game maker Ubisoft and Swedish telecom giant Ericsson. The presence of multinationals is critical to the Montreal economy. They account for 20 per cent of local GDP and nine per cent of jobs, as well as a large share of private research and development. Montreal International’s task is to convince them not only to stay but to invest and expand here. Multinationals often pit one plant location against another to see which one will produce the best value proposition. Montreal International’s job is to stay in constant touch with the companies that have a presence here to find out what they want to accomplish and what they need to survive. Anglade targets certain niches where the city is already strong such as information technology, video games, special effects for movies and TV, aerospace and life sciences. Information technology represented by far the biggest share of the new money coming into the city in 2013. The video game industry also remains a strong performer, with five of the world’s top 10 selling games produced in Montreal. A significant percentage of deals — about 60 per cent — involve government financial assistance through provincial tax credits but Anglade doesn’t apologize for the financial aid offered to the private sector. “The competition in the U.S. has no limit. They have billions in terms of incentives and that’s why we have to be extremely strategic in Montreal and focus on specific sectors.” She notes that Swedish appliance maker Electrolux opted to close its plant in nearby L’Assomption, employing 1,300, and shifted operations to Tennessee after it was offered a rich package of incentives by three levels of government. Still, in industries that require more skill and knowledge, the availability of talent is Montreal’s strong point, Anglade says. “One of the surprises that people have about Montreal is its talent pool. I can’t tell you how many companies have said ‘wow, this is amazing’ when they start to fill positions here. It’s why we need to stress the importance of education. It’s critical for the future of Quebec.”
  12. Source: http://www.economist.com/news/britain/21611086-why-building-worlds-most-popular-city-so-difficult-and-expensive-bodies-bombs-and London’s costly construction Bodies, bombs and bureaucracy Why building in the world’s most popular city is so difficult and expensive Aug 9th 2014 | From the print edition CROSSRAIL, a new underground railway line, is the main engineering marvel near Tottenham Court Road station in London. Few passers-by realise that another immensely complex construction project is under way nearby. At Rathbone Place, an old postal sorting office is being demolished to make way for a new block of offices and apartments. The entire building must be removed through one narrow exit onto busy Oxford Street. Beneath the site lies a disused underground railway once run by Royal Mail, which must not be disturbed. Even as your correspondent visits, the developer, Great Portland Estates, discovers an ancient electricity cable buried under the foundations. Much of central London is being knocked down and rebuilt. Some 7m square feet of office space is due to be added this year—the most since 2003. Relative to the existing stock, more offices are going up in the capital than in any western European or North American city. Yet building offices (and homes) near the middle of the capital is shockingly expensive. Even before the cost of land is considered, it costs roughly a fifth more than erecting similar stuff in New York or Hong Kong, according to Turner and Townsend, a consultancy firm. The challenges at Rathbone Place help to explain why. London’s history throws up many problems. Unexploded bombs dropped by the Luftwaffe still turn up surprisingly often, as do interesting medieval bodies. The opening of Bloomberg’s new headquarters in the City was held up by the discovery of thousands of Roman artefacts, including a rare phallic good-luck charm. London’s underground networks—including the Tube, but also sewers, various government tunnels and oddities such as the Royal Mail railway—must be negotiated. The city’s medieval street pattern means that buildings cannot always have straightforward 90-degree corners. Narrow streets make moving vehicles and machinery around construction sites far more expensive than in other cities. Typically, construction begins with a small crane, which lifts in vehicles and in turn erects a bigger tower crane. These cranes cannot operate from roads or overhang existing buildings, which explains why so many of the ones in London are elaborate, multi-jointed things. Sometimes they must be custom-built. The planning system then adds all sorts of expensive complexities. In Westminster more than 75% of land is covered by 56 conservation areas protecting the historic appearances of streets, right down to the colour of paint on doors. At another Oxford Street site, Great Portland Estates must lift up an old façade and scoop out the rest of the building from behind it. During this process, neighbouring buildings must be protected—not only structurally but also from noise and dust. Taller buildings are trickier still. They must not block designated views of various landmarks, which explains why some of the skyscrapers in the City of London are oddly shaped. The curious wedge-shaped Leadenhall Building, known as “the cheesegrater”, is intended to protect a view of St Paul’s Cathedral from a pub in Fleet Street. The design also means that the building cannot have a central concrete core, as in most skyscrapers. Instead, the floors are held up by an innovative steel exoskeleton. This makes for a thrilling journey up the building’s glass lifts. But it does add somewhat to the cost. Developers have adapted to these constraints as best they can. Construction is modelled by computers long before the first crane is installed. Each day’s work is planned almost to the minute and materials delivered when they are needed, much like the “just-in-time” methods long used in car factories. Many parts are brought in ready made: fully 85% of the Leadenhall Building was manufactured in the Midlands and Northern Ireland. But the sheer complexity of building in the capital makes for a small, specialised industry with high barriers to entry. Outsiders who try to negotiate London’s planning system often get in trouble, notes Toby Courtauld, Great Portland’s boss. Getting projects approved requires more than mugging up on planning regulations: plenty of rules are unwritten, while political objections can be unpredictable. Incumbent developers know the vagaries of the system. Newcomers do not. All this raises costs, which are passed on to business tenants. And the slowness of building in the capital means that offices are often finished at the wrong time, at the low point in an economic cycle: a slump in construction starts three years ago means supply will crash next year. Putting up buildings is far quicker and easier in other cities, such as Birmingham and Manchester, and also in London suburbs such as Croydon. But developers persist with inner London anyway. Office rents and land values are high enough to support even some outrageously complicated projects. Leasing office space in the West End is twice as expensive as in Madison Avenue in New York. For all that the city’s skyline is dominated by cranes, were developers given free rein much more of central London would be being rebuilt. For firms struggling with high rents, that is frustrating. For Londoners who live and work next to construction sites, it may come as some consolation. From the print edition: Britain
  13. ça coute cher

    FDI report 2014

    voici le lien (foreign direct investment) :http://www.fdiintelligence.com Le Québec en tete en amerique du nord (growth of capital investment of 321%) pour 2014
  14. ErickMontreal

    Chicago : Trump Files Suit Against Lenders

    Trump Files Suit Against Lenders Developer Seeks to Extend $640 Million Loan on a Chicago Skyscraper Wsj.com By ALEX FRANGOS Tall Trouble: Donald Trump's Chicago skyscraper project, the Trump International Hotel & Tower, during construction in July. Mr. Trump is suing to extend a $640 million senior construction loan on the 92-story Trump International Hotel & Tower from a group of lenders led by Deutsche Bank AG and including a unit of Merrill Lynch & Co., Union Labor Life Insurance Co., iStar Financial Inc., a publicly traded real-estate investment trust, and Highland Funds, a unit of Highland Capital Management LP. The tower, which contains 339 hotel rooms and 486 condominiums, will be the second-tallest building in the U.S. behind Chicago's Sears Tower and is expected to be completed in mid-2009. The hotel, on the lower floors, opened earlier this year. But sales of both the hotel rooms and the condominiums have come in below original estimates and the project's current projected revenue remains short by nearly $100 million needed to pay off the senior lenders. The lawsuit, filed in New York State supreme court in Queens, is a further indication of the dysfunction in the real-estate lending markets as borrowers and lenders struggle to resolve troubled projects. People familiar with the matter say the lender group, which is made up of more than a dozen institutions, was unable to agree on the extension. The suit demands -- among other things -- that an extension provision in the original loan agreement be triggered because of the "unprecedented financial crisis in the credit markets now prevailing, in part due to acts Deutsche Bank itself participated in." This so-called force majeure provision is common in contracts and can be applied to acts of war and natural disasters. Mr. Trump already extended the loan once in May. From the Archives Mr. Trump asked for $3 billion in damages. The suit won't affect construction of the project, according to people familiar who say there is enough money to complete the $90 million work that is left. The suit says Mr. Trump attempted to resolve the impasse by offering to buy the project's unsold hotel units for $97 million. That money would be used to pay down the construction loan, along with the $204 million in proceeds from closed units and the $353 million that is expected from units that close in the next six months. A Deutsche Bank spokesman declined to comment. Mr. Trump has put $77 million of his own equity into the tower, which he would stand to lose in a potential foreclosure. Other than a $40 million guarantee to complete the project, Mr. Trump has no recourse obligations to the project. A Trump spokesman declined to comment. [Trump, Donald] Deutsche Bank originated the construction loan in 2005 and sold off most of it to others, retaining less than $10 million of exposure on that loan. The suit alleges that Deutsche Bank compromised the senior construction loan by selling pieces off to "so many institutions, banks, junk bond firms, and virtually anybody that seemed to come along," that the lending group is unable to come to a consensus on how to deal with the matter. It also alleges Deutsche Bank created a "serious conflict of interest" by taking a separate stake in the project's so-called mezzanine loan that was originated by private-equity firm Fortress Investment Group. The mezzanine loan, which is junior to the senior construction loan, had an original principal of $130 million but will eventually accrue to $360 million. Deutsche Bank purchased roughly one-quarter of the mezzanine loan, according to people familiar with the matter. The suit names the mezzanine lenders as defendants, including Fortress and its affiliates, Newcastle Investment Corp. and Drawbridge Special Opportunities Fund, as well as Dune Capital Management and Blackacre Institutional Capital Management, the real-estate arm of Cerberus Capital Management. Fortress didn't respond to a request for comment. The other lenders declined to comment. Unless sales of the condo and hotel units restart despite the worst housing market in generations, and quickly generate $400 million in new sales, it will be difficult for the project to pay off the mezzanine loan, which comes due in May 2009.
  15. MtlMan

    Investissement de 30 M$

    C'était comme genre passé inaperçu ce truc?: http://www.fondsftq.com/fr-ca/salle-de-presse/communiques-de-presse/2013/20130905-sanderling.aspx
  16. MONTREAL - Montreal must be the bad-news capital of Canada. That’s the impression I got from an email I received last Saturday from Jean-François Dumas, the president of a Montreal-based media-monitoring service, Influence Communication. Dumas was responding to my column in Saturday’s Gazette. In the column, I speculated that negative publicity outside Quebec about the Pastagate affair may be a factor in what so far has been a disappointing summer tourist season in Montreal. “Pastagate” refers to the furor last February over the unsuccessful attempt by Quebec’s French-language-protection agency to force a Montreal restaurant to add French translations to the Italian names of dishes on its menu. As I mentioned in my column, Dumas’s firm reported less than a week after the story broke that Pastagate had become the subject of 350 articles in 14 countries as far away as Australia, and many more articles in Canada. Dumas’s firm started monitoring media coverage in 2000, And he said in his email that for the first several years, it found that Quebec received “softball” (bonbon) coverage in the international media. Most of it, 58 per cent, was about either Quebec’s culture or its tourist attractions. “The foreign press essentially praised Quebec for its European character, its dining, its hospitality and its cultural richness and dynamism. “The foreign press essentially praised Quebec for its European character, its dining, its hospitality and its cultural richness and dynamism. “It was even said often that Montreal was an ‘incubator for cultural products and ideas.’ “The only criticism addressed to Quebec concerned its exploitation and exportation of asbestos to developing countries.” That began to change early last year, during the disruptive and sometimes violent student protests against the former Liberal government’s university-fee increases. In the last 18 months, said Dumas, a series of events had “considerably changed” Quebec’s image in the foreign media. “In fact, one might even say that Quebec has become one big news story” in itself — and a mostly negative one. Dumas listed a “Top 15” of the Quebec stories that received the most coverage in international media since the beginning of 2012 (see accompanying list). Except for the papal candidacy of Quebec City Cardinal Marc Ouellet, most of the stories were negative. (Pastagate ranked No. 11). And most of them were linked to Montreal. If that doesn’t make Montreal the bad-news capital of Canada, I don’t know what is. I can’t think of another Canadian city that has produced nearly as many big, negative news stories in the same period. The mayor of Toronto is alleged to have smoked crack? Pfft. The actual arrest of Montreal’s mayor only made it to No. 8 on Dumas’s list. A police raid at Montreal city hall just cracked the list at No. 15. In a demonstration of the media version of Gresham’s law in economics, the bad coverage of Montreal has driven out the good. Dumas noted that in the past 18 months, Quebec’s cultural and tourist attractions have lost 65 per cent of their share of international media coverage. And, he concluded, the damage to the images of Quebec in general and Montreal in particular is not good for their economies. “If one accepts that a city, a province or a country is a bit like a brand in foreign media, and that the interest of others helps generate tourism, immigration and investments, I believe that we should seriously question ourselves about the state of our collective assets.” Montreal hoteliers might agree. The latest figures obtained from the Hotel Association of Greater Montreal show that last month, compared with July 2011, the number of nightly room occupations in its 77 member hotels in the metropolitan region was down by 40,000. Top 15 Quebec news stories by volume of international media coverage since January 2012 (Source: Influence Communication) 1. Lac-Mégantic disaster 2. Magnotta case 3. Student protests 4. Helicopter jailbreak 5. Charbonneau inquiry and corruption 6. Quebec papal candidate 7. Metropolis shooting 8. Arrest of Montreal mayor Applebaum 9. Gatineau shooting 10. Explosion at fireworks factory 11. Pastagate 12. Turban in soccer 13. Resignation of Montreal mayor Tremblay 14. Shafia “honour” killing trial 15. Police raid at Montreal city hall dmacpherson@montrealgazette.com Twitter: MacphersonGaz © Copyright © The Montreal Gazette
  17. ProposMontréal

    MTL: Capitale du Bitcoin.

    À l'Exception de quelques geeks et financiers, peut de gens ici connaissent le concept du Bitcoin (Monnaie web open-source, sans banque, sans gouvernement attaché), même les médias traditionnels n'en parle pas du tout, pourtant, Montréal semble vouloir devenir une mini capitale de cet argent virtuel, selon un forum important du sujet. Source: Bitcointalk We are excited about the interest building around the establishment of the Bitcoin Embassy in Montreal and we have been working hard, putting together a team and organizing as we prepare to officially open our doors. The Bitcoin Embassy will serve as a hub where everything Bitcoin related will be given the opportunity to have it’s place under the same roof. We have in mind ; a bitcoin store / museum, a place for meet-ups, conferences, educational sessions, startup / venture capital center, everything that can help grow and promote Bitcoin throughout the Montreal community. Our goal is to make this city an international location for existing Bitcoin enthusiasts and future adopters alike. Join us at our next meet-up planned for Saturday, August 17th, 2013 at 2:30pm at the Bitcoin Embassy offices located at: 3485 St-Laurent Boul. Montreal. We look forward to discuss, plan and get people involved in the next phases of this exciting new project! Please get in touch with us at info@BitcoinEmbassy.ca Qui "Donne" un espace dans un endroit important comme St-Laurent? Beaucoup de commentaire sur Reddit /r/Montreal sur les connexions malveillantes du projet
  18. Sans vouloir remettre de l'huile sur le feu, je trouve l'article intéressant et révélateur Publié le 07 juin 2013 à 06h19 | Mis à jour à 06h19 Francis Vailles, André Dubuc La Presse (Montréal) Jacques Villeneuve a récemment déclaré que l'impôt n'a rien à voir avec son départ du Québec. Pourtant, au fil des années, le coureur automobile n'a pas hésité à faire des détours par Monaco et Andorre, en passant par la Suisse, pour s'installer dans des lieux fiscalement accommodants. Même au Québec, qui n'est pourtant pas un paradis fiscal, la loi lui a offert des options intéressantes pour minimiser les impôts sur sa fortune, estimée à plusieurs dizaines de millions de dollars. Exemption sur la plus-value? Selon nos recherches, une disposition de la Loi de l'impôt permet à un contribuable, à certaines conditions, d'éviter l'impôt sur la plus-value de la plupart de ses placements s'il a été résidant moins de 60 mois durant les 10 dernières années. L'exonération s'applique sur l'essentiel des biens dont le contribuable était propriétaire à son arrivée et qu'il a conservés jusqu'au jour de son départ, explique André Lareau, professeur de fiscalité à l'Université Laval. Il n'est pas possible de connaître les dates d'arrivée et de départ qu'a déclarées Jacques Villeneuve au fisc. Toutefois, selon un document suisse obtenu par La Presse, Villeneuve a eu sa résidence principale dans la commune d'Ollon, dans les Alpes suisses, jusqu'au 30 juin 2007. Le document indique qu'il a alors déménagé dans un appartement terrasse du Vieux-Montréal. La règle de cinq ans pourrait donc avoir cessé de s'appliquer pour Jacques Villeneuve vers le 30 juin 2012. Selon nos informations, le pilote a mis en vente son chalet des Laurentides en février 2012 et sa maison de Westmount en 2012, également. Lui-même nous a confirmé avoir cessé d'être résidant en 2012, mais il n'a pas voulu préciser la date. Dès que l'échéance de 60 mois est franchie, le gain en capital de ce portefeuille devient pleinement imposable au Canada. Le moment où Jacques Villeneuve a cessé d'être résidant canadien pour devenir résidant d'Andorre est donc «très, très important», confirme Éric Labelle, fiscaliste chez Raymond Chabot Grant Thornton. S'il part officiellement avant le 60e mois, il ne paie pas d'impôt de départ sur le gain de ses avoirs. S'il part après, ses gains sur cinq ans deviennent pleinement imposés. Cette disposition concerne seulement l'impôt sur la plus-value de ses biens (gain en capital). Durant sa résidence au Canada, Villeneuve devait tout de même payer des impôts sur tous ses revenus mondiaux, même sur les intérêts et dividendes d'un portefeuille qui serait resté dans un paradis fiscal. Par contre, à l'avenir, il ne paiera pas d'impôt sur ses revenus et placements, puisqu'il n'y a pas de tels impôts dans la principauté d'Andorre, où Jacques Villeneuve est maintenant résidant. Un autre paradis fiscal Officiellement, Jacques Villeneuve a quitté la Suisse pour s'établir au Québec en 2007. Toutefois, le coureur automobile avait un pied-à-terre à Montréal dès 2003, a appris La Presse. L'ex-pilote de Formule 1 s'est alors acheté un penthouse par l'entremise d'une société des îles Vierges britanniques, paradis fiscal des Antilles. Cette société, baptisée Sapphire Blue Holdings, a comme adresse une boîte postale à Tortola, capitale des îles Vierges britanniques, où les entreprises ne paient pas d'impôts. Nulle part le nom de Jacques Villeneuve ne figure sur l'acte d'achat notarié de la transaction, en 2003, ni sur l'emprunt hypothécaire avec la Banque HSBC, en 2005. Sapphire était alors représentée par un avocat de Montréal. Une transaction subséquente précise cependant que Jacques Villeneuve est actionnaire à plus de 90% de Sapphire. Le condo a été acheté de sa soeur, Mélanie Villeneuve, en 2003. Sapphire l'a payé 400 000$, soit près de 300 000$ de moins que ce que Mélanie Villeneuve avait elle-même payé un an plus tôt. Les trois fiscalistes consultés par La Presse ne s'expliquent pas pourquoi une société des îles Vierges britanniques a été utilisée. Selon eux, Sapphire a probablement dû payer au Canada un impôt net de 25% sur le gain de 1,1 million réalisé à la vente du condo, en 2008, même si la société était incorporée dans un paradis fiscal. Résidence principale et secondaire Au Canada, Jacques Villeneuve a toujours deux propriétés connues situées à Westmount et à Harrington, dans les Laurentides. Le fisc permet au contribuable de choisir une propriété comme résidence principale, qui devient alors non imposable. La maison rénovée de Westmount, en vente à 7,5 millions de dollars, a été payée 3 millions, ce qui permet d'espérer un gain appréciable. La propriété de Harrington a été payée 1 million et elle est en vente à 5 millions. L'une des deux propriétés - idéalement celle qui procure le plus grand gain - sera non imposable, à titre de résidence principale. Quant à l'autre, elle pourrait également être exemptée d'impôts, selon l'historique fiscal de Villeneuve. En effet, selon les règles fiscales canadiennes, le pilote peut utiliser des pertes en capital réalisées au Canada ou ailleurs dans le monde durant son séjour ici pour réduire ou annuler le gain en capital qu'il réalisera à la vente de ses biens ici. «Il ne fait rien d'illégal. Au fond, il structure ses affaires pour payer le moins d'impôt possible, comme c'est le cas des autres coureurs automobiles», dit Éric Labelle. Son parcours fiscal Jacques Villeneuve a récemment déclaré que l'impôt n'a rien à voir avec son départ du Québec. La Presse a fait le tour de ses activités pour constater que les questions fiscales ont pourtant été bien présentes au fil de sa carrière. PRINCIPAUTÉ DE MONACO Ligne de départ Années de résidence: 1996-2002 0% Pas d'impôt sur le revenu des particuliers, ni sur les plus-values ni sur le capital. SUISSE, CANTON DE VAUD (OLLON) 1er virage Années de résidence: 2002-2007 Forfait fiscal Plutôt que de remplir un document dans lequel il déclare ses revenus et ses placements, le contribuable négocie une somme annuelle forfaitaire avec les autorités fiscales, calculée selon ses dépenses en Suisse. ÎLES VIERGES BRITANNIQUES Arrêt aux puits Année de création de la société d'investissement: 2003 0% Pas d'impôt sur le revenu des sociétés ni sur les gains en capital. «Dans les îles Vierges britanniques, c'est très facile de créer des sociétés-écrans. Ça coûte très peu cher, quelques centaines de dollars. Ça permet aux gens de faire des investissements et de détenir des comptes de façon anonyme, au moyen de prête-noms.» - Entretien téléphonique avec La Presse de Gabriel Zucman, chercheur à l'École d'économie de Paris et auteur de l'article «Missing Wealth of Nations», portant sur les paradis fiscaux. QUÉBEC La chicane Années de résidence: 2007-2012 49,97% Taux d'imposition marginal sur les revenus de 49,97%. Gain en capital imposé à 50%. Pleine exemption d'impôts sur la résidence principale. Exemption sur le gain en capital des avoirs étrangers pour les contribuables qui résident cinq ans ou moins. PRINCIPAUTÉ D'ANDORRE Ligne d'arrivée: Années de résidence: 2012 0% Aucun impôt direct ni sur les revenus de travail et de placements ni sur les successions pour les personnes physiques ayant leur résidence en Andorre.
  19. http://www.theatlanticcities.com/jobs-and-economy/2013/06/new-global-start-cities/5144/ RICHARD FLORIDA Author's note: Start-up companies are a driving force in high-tech innovation and economic growth. Venture capital-backed companies like Intel, Apple, Genentech, Facebook, Google, and Twitter have powered the rise of whole new industries and shaped the way we live and work. Silicon Valley has long been the world's center for high-tech start-ups. Over the next few weeks, I'll be looking at the new geography of venture capital and high-tech start-ups and the rise of new start-up cities in the United States. I'll be also track to what degree start-up communities are shifting from their traditional locations in the suburbs to urban centers. America's start-up geography, with its well-established high-tech clusters in Silicon Valley and along Boston's Route 128, as well as more recent concentrations in urban centers like San Francisco and lower Manhattan, has been much discussed. But what does the world's start-up geography look like? What are the major start-up cities across the globe? Up until now, good data on the geography of start-ups outside the United States has been very hard, if not impossible, to come by. That's why a relatively new ranking of start-up cities across the globe by SeedTable is so interesting. SeedTable is a discovery platform that's built on the open-source database of more than 100,000 technology companies, investors, and entrepreneurs available at CrunchBase (one of the TechCrunch publications). SeedTable has information on more than 42,500 companies founded since 2002, including whether the companies are angel- or venture capital-funded (angel funders invest their own money; venture capitalists raise money from others), and whether the funder has exited, either by IPO or acquisition. The data cover 150 cities worldwide. It is reported by separate city or municipality, so the Martin Prosperity Institute's Zara Matheson organized the data by metro area and then mapped it by three major categories: global start-ups, companies receiving angel funding, and companies receiving institutional venture capital. The first map tracks start-ups across the cities of the world. New York tops the list with 144, besting San Francisco's 135. London is next with 90, followed by San Jose-Sunnyvale-Santa Clara (Silicon Valley) with 66, and Los Angeles with 64. Toronto and Boston-Cambridge tied for sixth with 34 each, Chicago is eighth with 31, Berlin ninth with 27, and Bangalore 10th with 26. Austin (23), Seattle (22), and São Paulo (21) each have more than 20 start-ups. Another 20 cities are home to 10 or more start-ups: Istanbul with 19; Vancouver and Moscow each with 17; New Delhi (15); Paris, and Atlanta with 14 each; Washington, D.C., Amsterdam, and Miami with 12 each; San Diego, Madrid, Singapore, and Sydney with 11 apiece; and Barcelona, Dublin, Tel Aviv, Dallas-Fort Worth, Mumbai, Buenos Aires and Rio de Janeiro, with 10 start-ups each. The second map charts the leading locations for companies receiving angel funding. Angel funding comes typically from wealthy individuals, often established entrepreneurs who invest their own personal funds in start-up companies. San Francisco now tops the list with 138 companies receiving angel funding, followed by New York with 117. London is again third with 62. San Jose is fourth with 60, Boston-Cambridge fifth with 50 and L.A. sixth with 48. Chicago and Philadelphia are tied for seventh with 19, and Seattle and Portland tied for 10th with 18 apiece. Nine more cities have 10 or more companies receiving angel funding: Toronto (17), D.C. (14), Berlin, and Paris (13 each), Atlanta, Barcelona and Boulder (12 each), Dublin (11), and Cincinnati (10). The third map above charts the locations of companies that attracted venture capital funding. Now the ranking changes considerably. San Francisco tops the list with 354, followed by Boston-Cambridge with 248, and San Jose with 216. New York is fourth with 160 and London fifth with 73. L.A. is sixth with 65, Seattle seventh with 57, San Diego eighth with 48, Austin ninth with 47, and Chicago 10th with 29. There are seven additional cities with 20 or more venture capital backed companies: Berlin (25), Toronto and Boulder (22 each), D.C., Paris, and Atlanta (21 each), and Denver with 20. The big takeaways? For one, these maps speak to the urban shift in the underlying model for high-technology start-ups. With its high-tech companies clustered in office parks along highway interchanges, Silicon Valley is the classic suburban nerdistan. But, at least according to these data, it appears to have been eclipsed by three more-urbanized areas. New York and London, admittedly much larger cities, both top it on start-up activity and the number of angel-funded companies, while the center of gravity for high-tech in the Bay Area has shifted somewhat from the valley to its more-urban neighbor San Francisco, which tops it in start-up activity, angel-funded, and venture capital-backed companies. The globalization of start-ups is the second big takeaway. American cities and metros — like Boston-Cambridge, L.A., Seattle, San Diego, Washington, D.C., Chicago, and Austin, as well as New York and San Francisco — all do very well. But London now ranks in the very top tier of start-up cities, while Toronto and Vancouver in Canada; Berlin (so much for the argument that Berlin is a lagging bohemian center with hardly any tech or entrepreneurial future), Paris, Amsterdam, Dublin, Madrid, and Barcelona in Europe; Bangalore, New Delhi, and Mumbai in India; Singapore and Sydney in the Asia Pacific region; and Buenos Aires and Rio de Janeiro in South America each have significant clusters of start-up activity. The world, as I have written, is spiky, with its most intensive economic activity concentrated in a relative handful of places. Global tech is no exception — and it is taking a decidedly urban turn. All maps by the Martin Prosperity Institute's Zara Matheson; Map data via Seedtable Keywords: London, New York, San Francisco, Maps, Start-Up, Venture Capital, Cities Richard Florida is Co-Founder and Editor at Large at The Atlantic Cities. He's also a Senior Editor at The Atlantic, Director of the Martin Prosperity Institute at the University of Toronto's Rotman School of Management, and Global Research Professor at New York University. He is a frequent speaker to communities, business and professional organizations, and founder of the Creative Class Group, whose current client list can be found here.
  20. The Saudi capital is unlikely to become an alternative to Dubai any time soon May 11th 2013 | RIYADH |From the print edition THE glass-clad skyscrapers are reaching ever higher into Riyadh’s dusty sky. The first tenants are due to move to the King Abdullah Financial District in the Saudi capital’s north-west later this year. But they may well find it a lonely place: enthusiasm is clearly lacking for the development, which boasts 42 buildings and 900,000 square metres of office space—similar in scale to London’s Canary Wharf. Granted, new office districts often take time to come to life. Canary Wharf had to battle against sceptics for many years before becoming the success it is today. But it is unclear how Riyadh’s new district will develop into what it is meant to be: a sober Saudi alternative to Dubai’s exuberant International Financial Centre. To date just 10% of the district’s office space has been leased; tenants will include the country’s stockmarket regulator, the Capital Markets Authority, and one large local bank, Samba. A further 10% is under negotiation, according to sources close to the developers of the project. A big problem is its size. The Saudi economy may be doing well on the back of high oil prices, but not so well that its businesses could easily digest all the extra property. The new financial district has three times as much high-end office space as the rest of Riyadh. In other words, even if every company in the city’s plusher offices moved to the new district it would still be two-thirds empty. Costs are another hurdle. “It might be prestigious but why should I pay an arm and a leg to be there?” asks a local executive. Some banks, like Arab National Bank and Al Rajhi Bank, are building new towers elsewhere. Even the Saudi central bank is thought to be staying where it is. But if banks do not fill the space, then who will? Accountants, lawyers and insurance firms are not nearly numerous enough. They also remain to be convinced of the development’s merits. “There’s going to be all those towers, but for what? It looks like an overbuilt proposition,” says a Riyadh lawyer. Nor are foreign firms likely to be of much help. Riyadh may be the centre of the region’s biggest economy, boasting more people and oil revenues than anywhere else. But unlike Dubai, as a financial centre the city is inward-looking, with banks largely servicing the domestic economy. That, as well as a lack of cultural life, prevent it from becoming a regional financial hub. Yet at some point the new district may still serve its purpose. The owner has pockets deep enough to take the long view. The project was the brainchild of the Capital Markets Authority, with support from the Public Pensions Agency. One of the agency’s subsidiaries, the Rayadah Investment Company, has taken over the development, which is estimated to cost between $7 billion and $10 billion. More important, so many near-empty buildings will be a political embarrassment, in particular since the new district carries the king’s name. Authorities may yet lean on the banks to move. Optimism and market forces alone will certainly not be enough to fill all the space. From the print edition: Finance and economics http://www.economist.com/news/finance-and-economics/21577424-saudi-capital-unlikely-become-alternative-dubai-any-time-soon-empty?frsc=dg%7Cc
  21. MtlMan

    Iris Capital ouvre un bureau à Mtl

    http://affaires.lapresse.ca/economie/201210/24/01-4586395-economie-numerique-un-fonds-francais-debarque-a-montreal.php
  22. Philippe Mercure LA PRESSE Publié le 12 septembre 2012 à 06h31 (Montréal) Il a les poches profondes, un historique de succès et un réseau de contacts qui s'étend partout au Canada et aux États-Unis. Et il débarque à Montréal avec des millions de dollars à miser sur les entreprises d'ici. EnerTech Capital, important gestionnaire de capital-risque spécialisé dans les énergies vertes et l'efficacité énergétique, ouvre un bureau à Montréal. Il sera dirigé par Anne-Marie Bourgeois, une figure bien connue du milieu des technologies propres qui compte 17 ans d'expérience dans le secteur. «La présence d'Hydro-Québec et de son Institut de recherche, qui génèrent beaucoup d'innovation en nouvelles technologies, est l'un des aspects qui nous ont attirés au Québec. L'autre est le grand nombre d'entreprises innovantes dans le secteur de l'énergie et des technologies propres qu'on voit émerger dans la province», a dit à La Presse Affaires Wally Hunter, associé principal d'EnerTech Capital. Fondé aux États-Unis en 1996, EnerTech possède aujourd'hui des bureaux à Philadelphie, Toronto et Calgary. Son métier: miser de l'argent sur de jeunes entreprises du domaine des énergies vertes et de l'efficacité énergétique dans l'espoir de les voir percer. Le portefeuille d'EnerTech atteint aujourd'hui 450 millions US et l'entreprise a généré 31 «sorties» - un terme qui signifie qu'elle a réussi à récupérer son investissement (et parfois beaucoup plus) dans une entreprise parce que d'autres investisseurs ont pris le relais, que l'entreprise est entrée en Bourse ou qu'elle a fait l'objet d'une acquisition. EnerTech vient de lancer le quatrième fonds de son histoire, dont 60 millions ont déjà été récoltés. Taille visée: 150 millions. Selon M. Hunter, on peut s'attendre à ce que 20% de la somme ou même davantage soit investi dans les entreprises du Québec. Pour identifier les meilleures occasions d'affaires dans la province, EnerTech s'est réjoui d'avoir recruté Anne-Marie Bourgeois. Mme Bourgeois a notamment participé au financement des entreprises en démarrage de technologies propres au sein de la fondation Technologies du développement du durable Canada. «Son expérience et sa connaissance du marché québécois vont nous être très précieuses, a dit M. Hunter. On se sent comme des recruteurs de hockey qui ont gagné leur repêchage.» «De Philadelphie, il peut être difficile de bien prendre le pouls du marché québécois. De mon côté, je connais très bien les entreprises - ça fait 17 ans que je travaille avec elles. On va donc être beaucoup plus proactifs à partir de maintenant», dit de son côté Mme Bourgeois. Fait intéressant, EnerTech avait reçu un investissement d'Hydro-Québec quand elle avait lancé son deuxième fonds. L'entreprise a déjà annoncé son intention de travailler de concert avec Cycle Capital, un gestionnaire de capital-risque québécois entièrement qui se consacre aux technologies propres. «Nous connaissons Cycle depuis longtemps et nous sommes actuellement en train de regarder quelques-unes de leurs entreprises», a révélé M. Hunter. Deux transactions en particulier sont à l'étude, a-t-il précisé. Loin de craindre la concurrence, Cycle Capital a salué l'arrivée de ce nouvel acteur au Québec. «Cycle fait rarement des investissements seul, et c'est extrêmement positif d'avoir des partenaires qui amènent d'autres ressources financières et d'autres liens dans le marché au niveau international», a commenté Andrée-Lise Méthot, fondatrice et associée principale chez Cycle Capital. «Le seul fait qu'un acteur de la trempe d'EnerTech démontre de l'intérêt pour le Québec prouve qu'il se passe des choses intéressantes dans notre marché», a ajouté Mme Méthot. Outre l'argent, EnerTech amènera avec lui tout un réseau de co-investisseurs, notamment américains, qui pourront investir et éventuellement conseiller et aider à propulser les entreprises québécoises sur lesquels ils miseront. «C'est peut-être le plus grand bénéfice pour le Québec, dit à ce sujet M. Hunter. Des investisseurs qui n'avaient pas nécessairement le Québec sur leur radar risquent d'investir ici parce qu'ils nous connaissent, qu'ils connaissent notre réputation et notre feuille de route.» ENERTECH CAPITAL EN UN COUP D'OEIL - Fondé en 1996 - Gère un portefeuille de 450 millions US - 31 sorties réussies - Déploie actuellement son quatrième fonds http://affaires.lapresse.ca/economie/energie-et-ressources/201209/12/01-4573234-energies-vertes-un-investisseur-majeur-debarque-a-montreal.php?utm_categorieinterne=trafficdrivers&utm_contenuinterne=cyberpresse_BO4_la_2343_accueil_POS1
  23. Une belle occasion de veloppement manquee par la Banque Nationale... La Scotia achète ING Direct pour 3,1 G$ La Presse Canadienne . les affaires.com . 29-08-2012 (modifié le 29-08-2012 à 16:45) La Banque Scotia (TSX:BNS) a conclu une entente pour acheter la Banque ING du Canada de la société-mère néerlandaise Groupe ING pour 3,13 milliards $ en espèces. La transaction devrait se traduire par un investissement net de 1,9 milliard $ pour la Scotia, une fois déduction faite du capital excédentaire qui se trouve actuellement chez ING Direct. La Banque Scotia a également annoncé une offre publique de 29 millions d'actions ordinaires à 52 $ pour des revenus de 1,5 milliard $ afin de financer cette transaction. L'entente devra être approuvée par les autorités réglementaires. ING Groep NV peine à protéger sa santé financière dans la foulée de mauvais prêts et de marges fondantes. Comme plusieurs banques européennes, ING a dû vendre des actifs et se prévaloir de prêts d'urgence quand la crise budgétaire grecque a miné la confiance envers les institutions bancaires du continent, qui avaient déjà été matraquées par la récession. En février, ING a vendu les activités américaines d'ING Direct à Capital One pour 600 millions $ US. En 2010, le Groupe ING a vendu 400 propriétés industrielles canadiennes au Alberta Investment Management Corp et à KingSett Capital, leur consentant un rabais de 1,3 milliard $, quand la valeur de ce portefeuille s'est écroulée quatre ans après son acquisition.
  24. http://www.nytimes.com/2011/11/18/business/global/hip-cities-that-think-about-how-they-work.html?pagewanted=1&_r=2&smid=fb-share The story of young people, full of ambition, energy, skill and talent, moving to enticing cities that call to them like a siren’s song is as old as modern civilization. And in a world where national borders are easier to traverse, where more countries are joining the prosperous global middle class and where the cost of a one-way plane ticket is more affordable, young professionals probably have more cities to choose from than ever before. This survey is not based solely on quality of life, number of trees or the cost of a month’s rent. Instead, we examine some cities that aim to be both smart and well managed, yet have an undeniably hip vibe. Our pick of cities that are, in a phrase, both great and good: Auckland With its beaches, inlets and lush coastal climate, the Kiwi metropolis has always had great natural beauty going for it (and, now, for the first time in 24 years, it is the home to the World Cup Rugby Champions). But we digress. Currently counting 1.5 million residents , the government is projecting the city to hit the two million-mark in just 30 years. The city has recently voted to create a new central core that mixes sustainable housing and mixed-use development. The public transportation system, which includes subways, trams, busses and ferries, is constantly being expanded. Measures to increase the density of the urban landscape, meant to ultimately prevent encroachment on surrounding lands, as well as planting “green carpets” along urban roads demonstrate a keen eye toward creating a greener future. Plus, the city is expanding its free Wi-Fi coverage, according to a city official. Auckland is doing its best to “up their game with urban design,” said Angela Jones, a spokesperson for the city, turning a beautiful but provincial capital into a smart city. Berlin This culture capital combines low rents, a white-hot arts scene, good public transportation and myriad creative types — from media to design to technology — from all over the world. Known as Europe’s largest construction zone for at least 10 of the past 20 years, 4.4-million-strong Berlin has probably changed more in that time than any other large European city. And while the restaurants have become more expensive, the clothes are now more stylish and the D.J.’s have added more attitude, there is still plenty of real city left to be discovered by the thousands of artists and young professionals who move here every year to make this the pulsing center of Germany, the powerhouse of Europe. Besides radical renovations to the government center, main train station and the old Potsdamer Platz, the city recently turned a historic airport in its heart into a vast urban park. A short-term bike-rental system is in place and the old subway system, reunited after the fall of the wall, like the city itself, is as efficient as ever. Besides artists and bohemians looking for the vibe, the city — home to several prestigious universities, research institutes and many a company headquarter — is brimming with smart scientists and savvy businessmen. Barcelona Anyone who has walked down Las Ramblas on a summer evening or has stared at the Sagrada Familia for long enough understands why this city attracts planeloads of tourists. Music, good food, great weather and strong technology and service sectors compete to make this city of 1.6 million a home for all those who want to stay beyond summer break. If all the traditional charms of Barcelona were not enough, an active city government is trying to keep this city smart, too. Under its auspices, photovoltaic solar cells have been installed on many public and private rooftops. Charging stations for electrical cars and scooters have recently been set up around the city, in preparation for the day when residents will be tooling around in their electric vehicles. A biomass processing plant is being built that will use the detritus from city parks to generate heat and electricity, and free Wi-Fi is available at hotspots around the city. Cape Town Wedged between sea and mountain, Cape Town’s natural setting is stunning. Nor does the city — with its colorful neighborhoods, historic sites, and easy charm — disappoint. And while its one of Africa’s top tourist destinations, it also attracts many new residents from around the globe. The local government is trying to lead the growing city of 3.5 million with a more inclusive government and development structure, to overcome the gross inequities of South Africa’s past. Four major universities and many research institutes make Cape Town one of the continent’s bustling research centers. Named the 2014 World Design Capital last month, the city government is encouraging a cluster of design and creative firms in a neighborhood called the Fringe. The 2010 World Cup of soccer was a boon for infrastructure, especially public transportation. A new bus system, with dedicated lanes, has been rolled out in recent years to keep the many suburbs connected and alleviate crushing traffic. Under a program called Smart Cape, libraries and civic centers have computer terminals with free Internet access. Poverty and crime are still issues in Cape Town, but overall quality of life indicators rank the city as one of the best in Africa. Copenhagen Progressive, cozy and very beautiful, the young and the elegant flock to this northern light. Rents might not be as low as in other hip cities, but the social infrastructure in this metropolitan area of 1.9 million cannot be beat. Offering a prosperous blend of art, culture and scene, this highly tolerant city is attracting young professionals lucky enough to work in the center of Danish industry and commerce. A mix of stately old European buildings and modern, green-oriented architecture speaks of a city that treasures the old but loves experimenting with the new. Despite its cool Scandinavian climate, the Danish capital might just be the most bicycle-friendly city in the world. Bike superhighways crisscross the city, and statistics show that more than a third of the city’s inhabitants commute to work or school on their trusty two-wheelers. A metro system was inaugurated in the last decade for those who choose to go without. With sunlight-flooded underground stations and clean, driverless subway cars, the system looks more like a people-mover at an international airport than an urban transport system. Having committed itself to reducing carbon levels by 20 percent before 2015, some of the city’s power is generated by wind. The city has been so successful in cleaning up its once-industrial harbor that it has been able to open three public baths in a harbor waterway. Curitiba, Brazil One of the smartest cities in Latin America, Brazil’s wealthy regional capital attracts many new inhabitants with jobs in service and production sectors, and with the promise a functioning city. The 1.7 million residents have access to a bus-based rapid transport system so good that more than 700,000 commuters use it daily. Buses run on designated lanes that, because of a unique and modern urban design, have right-of-way and preferred access to the city center. A beautiful botanical garden and other city parks, along with other strong environmental measures, keep the air largely clear of pollution, despite Curitiba’s land-locked location. The city strives to be sustainable in other ways, too. According to reports, it recently invested $106 million, or 5 percent, of its budget into its department of environment. The city government makes itself integral in the lives of Curitibans, not just seeking comment and feedback on policies, but also organizing a host of events. “Bike Night” is the latest craze in the active city. Each Tuesday, residents take to their bikes and peddle through the night, accompanied by municipal staff members. Montreal With its hearty French and North American mix, this city of 3.6 million has a real soul thanks to low living costs and long winter evenings. And it is no slouch when it comes to good food, hip culture, well-appointed museums and efficient transportation. With four major universities and plenty of bars, the nightlife in this bilingual city has a well-deserved reputation. Because the winters tend to be long and cold, the city possesses an extensive underground network connecting several downtown malls and a subterranean arts quarter. When spring finally does arrive, and snow is cleared from the many bike paths, the city puts out its 3,000 short-term-rental bicycles, known as Bixi. City-sponsored community gardens are sprouting around town, giving urbanites a chance to flex their green thumb. Montreal is an incredibly active town where festivals celebrating everything from jazz to Formula One dominate the city’s calendar during the summer. Thanks to Mount Royal, a large central park and cemetery that serves as cross-country, snowshoe and ice-skating terrain in the winter and becomes a verdant picnic ground and gathering spot in the summer, Montrealers never have to leave city limits. Santiago A vibrant mix of Latin American culture and European sensibility, this Chilean city is modern, safe and smart. The rapidly growing city of 6.7 million — , which, perhaps surprisingly, was first subject to urban planning mandates in the mid-20th century — is still ahead of others in South America when it comes to urban governance. A law curtailing urban sprawl and protecting the few natural spaces close to the city is exemplary. Beautiful old cultural jewels like the library and fine art museum are dwarfed by serious commercial skyscrapers. The smell of local food, good and inexpensive, brings life even to the streets of its financial district. One of the most extensive public transport systems on the continent whisks more than 2.3 million commuters to and from work or school every day. Because of its high altitude, pollution is a problem — one that the national government is trying to curb with various green initiatives. Short-term bike rentals exist in one of the more active parts of town, and significant city funds have been used to construct bicycle lanes. For a city this modern, however, Santiago has few parks. But the ocean is just a short drive to west and the mountains to the east. Shanghai China’s commercial heart has grown tremendously in the past couple of decades. Attracting young professionals with its jobs and opportunities rather than with museums and hip nightlife, this megacity of 23 million is surprisingly smart. Its top-down urban planning approach is efficient in a city made up of separate 16 districts and one county. City coffers are put to use building enormously ambitious infrastructure, like a deepwater port, tunnels, bridges and roadways. A good indicator for the rapid and deliberate growth of the city is the metro system. First opened in 1995, it is now the world’s longest subway network, according to city officials. Adding a futuristic aspect to the utilitarian system is a Maglev (magnetic levitation) line that connects the airport to the city, and on which the train travels at speeds of up to 431 kilometers, or 268 miles, per hour. But Shanghai’s urban development is also green. The city claims that it put the equivalent of $8 billion into environmental improvement and cleanup, which include sewage treatment systems but also an impressive number of city parks. In addition, Shanghai has made its city government more accessible by running a Web site were residents can find municipal information, and read a blog entitled “mayor’s window.” Vilnius, Lithuania One of the greenest of the former Eastern bloc capitals, Vilnius has a forward-thinking city government. In a recent Internet video that spread virally, the mayor, Arturas Zuokas, is seen crushing a Mercedes parked on a bike path with a tank. Beyond the obvious political theater of the stunt, the city, whose metropolitan area population is 850,000 takes providing good public transportation seriously. A recent study suggested that some 70 percent of the capital’s citizens either walk, bike or take the bus. Vilnius, a verdant city that despite some communist architectural clunkers is charmingly medieval and surprisingly well maintained, boasts an old town that is a Unesco world heritage site. After the fall of the old regime, the city took great pains to retool its waste disposal systems, building a modern landfill in 2005. The capital attracts young professionals, and not just from Eastern Europe, who see in Vilnius a rising star in business and appreciate all that the extensive cultural scene in the little capital has to offer.